Passive Income

Visitor Temporary Residence Card

💰 Minimum Income
€1,443
per month
Net monthly income equivalent to the annual SMIC (€17,317/year)
⏱️ Duration
1 year, renewable annually
👪 Dependants
Yes
Spouse and minor children may apply for their own residence permits under family reunification or private/family life categories
🛂 Citizenship Path
Yes — after 5 years
After 5 years of continuous legal residence, holders may apply for a 10-year "carte de résident" (resident card) subject to integration conditions. After 5 years of legal residence, naturalisation as a French citizen may also be pursued.

The Carte de Séjour Temporaire "Visiteur" (Visitor Temporary Residence Card) allows non-European foreign nationals to reside in Saint Pierre and Miquelon without exercising any professional activity. Governed by Article L426-20 of the CESEDA (Code de l'entrée et du séjour des étrangers et du droit d'asile), this program targets financially independent individuals — retirees, rentiers, and others with passive income — who wish to live in this French overseas territory near Newfoundland, Canada. Saint Pierre and Miquelon operates under a separate visa regime from the Schengen Area, so entry visas must bear the "DFA" (Départements Français d'Amérique) mention.

Requirements
  • Must be a non-European, non-Algerian foreign national (EU/EEA/Swiss citizens are exempt from residence permit requirements)
  • Demonstrate sufficient financial resources of at least €1,443.11 net per month (€17,317.39 net per year), equivalent to the annual net SMIC
  • Acceptable income sources include pensions, rental income, investment returns, savings, or a financial guarantee from a solvent third party
  • Sign a written commitment not to exercise any professional activity in France, including Saint Pierre and Miquelon — remote work, freelancing, and business activity are all prohibited
  • Hold valid health insurance for the entire duration of stay
  • Sign a commitment to respect the principles of the French Republic (required since July 2024)
Required Documents
  • Valid long-stay visa with "DFA" and "visiteur" mentions, or current residence document
  • Complete birth certificate with recent amendments
  • Valid passport (6+ months validity) or equivalent identification
  • Proof of residence dated within 6 months (rental contract, property deed, or hosting attestation)
  • Proof of financial resources (bank statements, pension certificates, investment attestations)
  • Guarantor documents if relying on third-party financial support
  • Handwritten attestation committing to not exercise professional activity
  • Health insurance attestation covering the full stay
  • Signed commitment to respect republican principles
  • Digital e-photo
  • Medical certificate from OFII
  • Proof of tax stamp payment (€225)
Duration & Renewal

The card is valid for a maximum of 1 year and is renewable annually. Renewal applications must be submitted via the ANEF online platform between 4 months and 2 months before expiry, with the same documentation and fee required. Late renewal applications incur an additional €180 visa regularisation fee. If the new card is not ready before the current one expires, an attestation is issued to maintain legal status during processing.

Family Members

There is no specific dependant provision attached to the visitor card itself. Family members (spouse, minor children) must apply for their own residence permits under the appropriate category, such as "vie privée et familiale" for spouses or family reunification for other relatives. Each family member's application is evaluated independently. No additional income threshold for dependants is specified in legislation, though the préfecture evaluates overall household financial resources.

Tax Implications

Residents of Saint Pierre and Miquelon are subject to the territory's own local tax regime, which differs from metropolitan France. The fiscal system is managed by the Collectivité Territoriale, with distinct income tax rates and rules. Tax residency is generally established after 183 days of presence in the territory.

Application Process

The process begins abroad by obtaining a long-stay visa with the "visiteur" and "DFA" mentions from a French embassy or consulate. The visa application is initiated online via the France-Visas portal, followed by an in-person consular appointment, with a visa application fee of €99. Upon arrival in Saint Pierre and Miquelon, the long-stay visa must be validated within 3 months via the ANEF online platform, which effectively converts it into a 1-year residence card. The résidence card application fee is €225 (€200 tax + €25 stamp duty). The préfecture must respond within 4 months — no response within that period constitutes an implicit refusal.

Path to Permanent Residency

After 5 years of continuous legal residence, holders may apply for a 10-year carte de résident (resident card), subject to integration conditions. Naturalisation as a French citizen may also be pursued after 5 years of legal residence.

Other Visa Programs in North America

Country
Program
Income
Investment
Capital Required
Duration
Dependants
Citizenship
Compare
🇦🇮 Anguilla
Residence by Investment
$150,000 one-time
Permanent
Yes
Yes (5yr)
🇦🇮 Anguilla
Work from Anguilla Certificate
No official minimum incom...
91 days — 1 year
Yes
🇦🇬 Antigua and Barbuda
Citizenship by Investment Programme
$230,000 one-time
Permanent
Yes
Yes
🇦🇼 Aruba
Investor/Shareholder Residence Permit
$140,000 one-time
1 year
Yes
Yes (5yr)
🇦🇼 Aruba
One Happy Workation
No specific minimum incom...
7 days — 90 days
Yes
🇦🇼 Aruba
Retiree / Interest Rate Earner Residence Permit
$28,000 / year
1 year
Yes
Yes
🇧🇸 Bahamas
Bahamas Extended Access Travel Stay (BEATS)
No specific minimum incom...
1 year — 3 years
Yes
No
🇧🇸 Bahamas
Economic Permanent Residence Certificate
BSD 1,000,000 one-time
Permanent
Yes
Yes (10yr)
🇧🇸 Bahamas
Permit to Reside (Independent Economic Resident)
No fixed minimum income. ...
1 year — 5 years
Yes
🇧🇧 Barbados
Special Entry and Reside Permit (Category 1: High Net Worth Investor)
$2,000,000 one-time
5 years — Permanent
Yes
Yes
🇧🇧 Barbados
Special Entry and Reside Permit (Category 2: Retired Property Owner)
No fixed minimum income a...
5 years — Permanent
Yes
Yes
🇧🇧 Barbados
Welcome Stamp
$50,000 / year
1 year
Yes
Yes
🇧🇿 Belize
Long Stay Visitor Permit
$75,000 / year
6 months
Yes
Yes (5yr)
🇧🇿 Belize
Qualified Retired Persons Incentive Program
$2,000 / month
1 year — Permanent
Yes
No
🇧🇿 Belize
Temporary Residence Permit (Investment)
$250,000 one-time
1 year
Yes
Yes (5yr)
🇧🇲 Bermuda
Economic Investment Residential Certificate
BMD 2,500,000 one-time
Permanent
Yes
Yes (5yr)
🇧🇲 Bermuda
Global Entrepreneur Work Permit
No fixed minimum capital ...
1 year
Yes
🇧🇲 Bermuda
Permission to Reside on an Annual Basis
No fixed minimum income p...
1 year — 5 years
Yes
No
🇻🇬 British Virgin Islands
Right to Reside Permit
No fixed minimum; must de...
1 year
Yes
🇨🇦 Canada
Digital Nomad Policy
No minimum income thresho...
6 months
Yes
🇨🇦 Canada
Quebec Immigrant Investor Program
CA$1,200,000 one-time
Permanent
Yes
Yes (3yr)
?
🇨🇦 Canada
Self-Employed Persons Program
Permanent
Yes
Yes (3yr)
?
🇨🇦 Canada
Start-Up Visa Program
CA$75,000 one-time
Permanent
Yes
Yes
?
🇰🇾 Cayman Islands
Certificate of Direct Investment
$1,220,000 one-time
25 years
Yes
Yes
🇰🇾 Cayman Islands
Certificate of Permanent Residence for Persons of Independent Means
$2,440,000 one-time
Permanent
Yes
Yes
🇰🇾 Cayman Islands
Residency Certificate for Persons of Independent Means
$1,220,000 one-time
25 years
Yes
No
🇰🇾 Cayman Islands
Zone Employment Certificate
$15,000 one-time
5 years
Yes
🇨🇷 Costa Rica
Digital Nomad Visa
$3,000 / month
1 year — 2 years
Yes
No
🇨🇷 Costa Rica
Residencia Temporal Inversionista
$150,000 one-time
2 years
Yes
Yes
🇨🇷 Costa Rica
Residencia Temporal Pensionado
$1,000 / month
2 years
Yes
🇨🇷 Costa Rica
Residencia Temporal Rentista
$2,500 / month
2 years
Yes
🇨🇺 Cuba
Real Estate Resident Visa
No fixed minimum investme...
1 year
Yes
🇩🇲 Dominica
Work In Nature Extended Stay Visa
$50,000 / year
18 months
Yes
Yes
🇩🇴 Dominican Republic
Residencia Permanente en Calidad de Inversionista
$200,000 one-time
1 year — Permanent
Yes
Yes
🇩🇴 Dominican Republic
Residencia Permanente en Calidad de Jubilado o Pensionado
$1,500 / month
1 year — Permanent
Yes
Yes
🇩🇴 Dominican Republic
Residencia Permanente en Calidad de Rentista
$2,000 / month
1 year — Permanent
Yes
Yes
🇸🇻 El Salvador
Definitive Residency for Investors
Investment or donation to...
Permanent
Yes
Yes (5yr)
🇸🇻 El Salvador
Freedom Visa
$1,000,000 one-time
Permanent
Yes
Yes
🇸🇻 El Salvador
Temporary Residency for Pensioners
$1,226 / month
1 year — 5 years
Yes
🇸🇻 El Salvador
Temporary Residency for Rentistas
$1,460 / month
1 year — 5 years
Yes
🇬🇩 Grenada
Citizenship by Investment Programme
$235,000 one-time
Permanent
Yes
Yes
🇬🇩 Grenada
Remote Work Permit
$37,000 / year
1 year — 2 years
Yes
Yes
🇬🇹 Guatemala
Permanent Residence for Rentistas or Pensioners
$1,250 / month
Permanent
Yes
Yes (5yr)
🇬🇹 Guatemala
Temporary Residence for Intellectuals, Researchers, and Scientists
1 year — 5 years
Yes
🇬🇹 Guatemala
Temporary Residence for Investors
$100,000 one-time
1 year — 5 years
Yes
🇬🇹 Guatemala
Temporary Residence for Self-Employed Workers
No minimum capital requir...
1 year — 5 years
Yes
🇬🇹 Guatemala
Temporary Residence for Workers with Foreign Employer
$2,000 / month
1 year — 5 years
Yes
Yes (5yr)
🇭🇳 Honduras
Investor Residency
$50,000 one-time
Permanent
Yes
Yes
🇭🇳 Honduras
Pensionado Residency
$1,500 / month
2 years — Permanent
Yes
Yes
🇭🇳 Honduras
Rentista Residency
$2,500 / month
2 years — Permanent
Yes
Yes
🇯🇲 Jamaica
Permanent Residence (Retirement)
No fixed minimum income t...
Permanent
Yes
Yes (5yr)
🇲🇶 Martinique
Talent Porteur de Projet — Business Creation
€30,000 one-time
4 years
Yes
🇲🇶 Martinique
Talent Porteur de Projet — Innovative Economic Project (French Tech Visa)
No minimum investment req...
4 years
Yes
🇲🇽 Mexico
Permanent Resident Visa for Retirees and Pensioners
$7,400 / month
Permanent
Yes
Yes (5yr)
🇲🇽 Mexico
Temporary Resident Visa by Economic Solvency
$4,432 / month
1 year — 4 years
Yes
No
🇲🇽 Mexico
Temporary Resident Visa for Investors
$299,000 one-time
1 year — 4 years
Yes
Yes (5yr)
🇲🇸 Montserrat
Permit of Economic Residence
EC$400,000 one-time
5 years
Yes
Yes
🇲🇸 Montserrat
Remote Employment Stamp
$70,000 / year
1 year
Yes
🇨🇼 Netherlands Antilles
@Home in Curacao
No official minimum incom...
6 months — 1 year
Yes
🇨🇼 Netherlands Antilles
Investor Permit
Cg. 500,000 one-time
3 years — Permanent
Yes
Yes (5yr)
🇨🇼 Netherlands Antilles
Rentier or Retired Residence Permit
ANG 3,000 / month
1 year
Yes
🇳🇮 Nicaragua
Investor Permanent Residence
$30,000 one-time
5 years
Yes
Yes (2yr)
🇳🇮 Nicaragua
Residencia Temporal Pensionado
$600 / month
1 year
Yes
🇳🇮 Nicaragua
Residencia Temporal Rentista
$750 / month
1 year
Yes
🇵🇦 Panama
Permanent Residence Permit for Retirees and Pensioners
$1,000 / month
Permanent
Yes
Yes (5yr)
🇵🇦 Panama
Professional Foreign Residence Permit
2 years — Permanent
Yes
Yes (5yr)
🇵🇦 Panama
Qualified Investor Permanent Residence
$300,000 one-time
Permanent
Yes
Yes (5yr)
🇵🇦 Panama
Short Stay Visa for Remote Workers
$3,000 / month
9 months — 18 months
No
No
🇰🇳 Saint Kitts and Nevis
Citizenship by Investment Programme
$250,000 one-time
Permanent
Yes
Yes
🇰🇳 Saint Kitts and Nevis
Temporary Residence Permit
No specific minimum incom...
6 months — 1 year
Yes
🇱🇨 Saint Lucia
Citizenship by Investment Programme
$240,000 one-time
Permanent
Yes
Yes
🇱🇨 Saint Lucia
Live It Extended Stay Program
No minimum income require...
1 year
Yes
No
🇵🇲 Saint Pierre and Miquelon
Visitor Temporary Residence Card
€1,443 / month
1 year
Yes
Yes (5yr)
🇹🇨 Turks and Caicos Islands
Independent Means Residence Permit
No fixed minimum. Must de...
1 year — 3 years
Yes
🇹🇨 Turks and Caicos Islands
Permanent Residence Certificate (Investment)
$300,000 one-time
Permanent
Yes
Yes
🇹🇨 Turks and Caicos Islands
Self-Employed Work Permit
No fixed minimum capital ...
1 year — 5 years
Yes
🇺🇸 United States
EB-1A Extraordinary Ability
Permanent
Yes
Yes (5yr)
🇺🇸 United States
EB-2 National Interest Waiver
Permanent
Yes
Yes (5yr)
🇺🇸 United States
EB-5 Immigrant Investor Program
$800,000 one-time
Permanent
Yes
Yes
🇺🇸 United States
International Entrepreneur Parole
$311,071 one-time
30 months — 5 years
Yes