Cambodia My 2nd Home (CM2H)

The Cambodia My 2nd Home (CM2H) programme is a government-approved residence-by-investment scheme that grants foreign nationals a 10-year renewable Golden Visa in exchange for a minimum USD 100,000 capital investment in government-approved real estate projects. Launched in June 2022, the programme is administered by the General Department of Immigration under the Ministry of Interior, with operational management by the Khmer Home Charity Association (KHCA). It is the only official government programme recognised by the Ministry of Interior for long-term foreign residence via investment, and it includes work authorisation and a pathway to Cambodian citizenship after 5 years.

• Minimum USD 100,000 capital investment in a government-approved real estate project
• Citizens of any country recognised by Cambodia
• Minimum 18 years of age
• No criminal record in Cambodia
• Ministry of Interior approval required
• No educational or professional qualifications needed

• Registration form
• Passport copy (valid 12+ months)
• Identity card copy
• 5 passport-sized photos
• Criminal record clearance
• Academic/professional certificates
• 1 year of detailed bank statements
• Income proof
• Asset titles or certificates
• Medical check-up report from home country hospital
• Marriage certificate (if applicable)
• Children's birth certificates (if applicable)
• Company certificates/licenses (if applicable)
• Sales & Purchase Agreement for recognised property project

The Golden Visa is valid for 10 years with multi-entry privileges, allowing unlimited entry and exit. The visa is renewable, though specific renewal procedures and fees for the post-initial period have not been published.

Spouses and children under 18 may be included in the CM2H application. Parents and children over 18 cannot be included and would need separate immigration arrangements. After the main applicant obtains citizenship, family members (spouse and children under 18) may apply separately at approximately USD 5,000 per dependant.

Cambodia taxes residents on worldwide income at progressive rates of 0-20% after 182 days of physical presence annually. Non-residents are taxed only on Cambodian-sourced income. Corporate income tax is a flat 20%.

The application follows a five-step procedure:

1. Verification — Submit registration form, identity documents, background proof, and certificates. The Ministry of Interior verifies eligibility.
2. Application — Complete the full application with financial documentation (bank statements, income proof, asset certificates) and personal documents.
3. Approval — Obtain Ministry of Interior approval and submit a Sales & Purchase Agreement for an approved property project.
4. Preparation — Receive CM2H membership number, accommodation and business advice, local bank account assistance, visa for Cambodia stay, and membership card.
5. Move — Arrange accommodation upon arrival, obtain health insurance certificate, begin business operations, and acquire a work permit within 30 days.

The CM2H visa is issued within 10 working days after approval. The overall process takes approximately 1 month. The USD 100,000 investment is paid in two instalments: USD 30,000 initially for Ministry approval processing, then USD 70,000 for application completion.

CM2H holders are authorised to work in Cambodia. A work permit must be obtained within 30 days of arrival. The KHCA provides assistance with company registration, bank account opening, obtaining a Cambodian driver's licence, and trust account registration at no additional cost.

A Cambodia Health Care Insurance Certificate must be obtained immediately upon arrival. CM2H members receive 1 year of free life and health insurance with USD 100,000 coverage as part of the membership.

CM2H holders may apply for Cambodian citizenship (passport, family book, ID card, residence book) after 5 years of membership, subject to meeting citizenship application requirements. This is a significantly lower entry point than Cambodia's direct citizenship-by-investment route, which requires a minimum USD 1 million investment in priority sectors or a USD 3 million donation to the national budget.

The USD 100,000 investment is directed to the KHCA and allocated to government-approved real estate projects — investors cannot freely choose any property. Approved projects include developments such as Borey Nadi by GC City, La Vista One, Soleil 88 Phase II, and others. Foreign nationals in Cambodia can own condominium units from the first floor up (not ground floor) and cannot own land directly.