South Korea

South Korea

Permanent Residence for Overseas Pension Beneficiaries

💰 Minimum Income
$6,083
per month
Annual overseas pension income of at least 2x South Korea's per capita GNI. For April 2025 - March 2026: minimum KRW 99,910,000/year (~USD 73,000/year or ~USD 6,083/month). Threshold is updated annually. Only the applicant's own pension income qualifies — spouse income, investment income, or other non-pension passive income cannot be counted.
⏱️ Duration
Permanent residence with no upper limit on stay duration. Permanent residence card valid for 10 years, renewable. Underlying F-5 status does not expire.
👪 Dependants
Yes
Spouse and unmarried minor children may be sponsored for F-2 (Residence) status. After maintaining F-2 status for at least 2 years, family members may apply to upgrade to F-5-4 permanent residence. Separate applications and documentation are required for each family member.

The Permanent Residence for Overseas Pension Beneficiaries (F-5-13) allows foreign nationals aged 60 or older who receive qualifying pension income from abroad to reside indefinitely in South Korea. It is one of the more accessible permanent residence routes, as it does not require prior residence in Korea, completion of the Korea Immigration and Integration Program (KIIP), or a social integration assessment. The program grants unrestricted stay duration and freedom to engage in economic activities, including employment and business ownership. Only pension income from a foreign government or institution qualifies — other forms of passive income such as rental income, investment dividends, or private annuities are not accepted.

Requirements
  • Age 60 or older
  • Annual overseas pension income of at least 2x South Korea's per capita GNI (approximately KRW 99,910,000/year or ~USD 73,000/year for 2025-2026)
  • Must hold a lawful visa status in South Korea at the time of application (any valid sojourn status)
  • Only the applicant's own pension income counts — spouse or family member income cannot be combined
  • No educational, professional, or Korean language qualifications required
  • Clean criminal record
Required Documents
  • Integrated application form
  • Passport and copy
  • Alien Registration Card (ARC) and copy, or passport photo if no ARC
  • Proof of residence (property lease agreement or residence registration certificate)
  • Foreign criminal record certificate with apostille or consular authentication
  • Letter of reference / identity guarantee
  • Pension certificate from the foreign pension authority
  • Bank account statements showing pension deposits for the preceding 12 months
  • General information form
Duration & Renewal

F-5-13 grants permanent residence with no expiration on the underlying status. The permanent residence card is valid for 10 years and must be renewed before expiration. Holders who remain outside Korea continuously for more than 2 years without obtaining a re-entry permit will lose their permanent residence status. There is no minimum days-in-country requirement per year, but the 2-year continuous absence rule effectively requires periodic return.

Family Members

Permanent residence holders may sponsor their spouse and unmarried minor children for F-2 (Residence) status. Family members on F-2 status have the right to engage in economic activities. After maintaining F-2 status for at least 2 years, family members may apply for F-5-4 (Family of Permanent Resident) permanent residence. Separate applications are required for each family member, including proof of the family relationship (marriage certificate, birth certificates) with apostille or consular authentication.

Tax Implications

F-5 permanent residents are considered tax residents of South Korea. Residents who have lived in Korea for more than 5 years within the preceding 10-year period are subject to income tax on all worldwide income. Otherwise, only Korean-source income and foreign-source income remitted to Korea are taxable. Overseas pension income may be subject to Korean income tax depending on applicable bilateral tax treaties. South Korea has progressive income tax rates ranging from 6% to 45%. Permanent residents are automatically enrolled in the National Health Insurance system from the date of obtaining F-5 status, with premiums calculated at the same rate as Korean citizens.

Application Process

Applicants must first hold a lawful visa status in Korea, which means entering on a valid visa (such as a short-term visit C-3 or other appropriate status) before applying for the status change. Applications are submitted in person at the regional immigration office with jurisdiction over the applicant's registered address. Reservations must be made through the HiKorea portal (hikorea.go.kr). The pension income verification covers the 12 months preceding the application date, and only pension income actually received is evaluated. Processing takes approximately 3 to 6 months. Upon approval, the applicant receives a permanent residence card valid for 10 years.

F-5 holders may apply for naturalisation (Korean citizenship) after meeting additional requirements including 5 years of continuous residence and Korean language proficiency. Any change of address must be reported to the immigration office within 14 days.

Links

Other Digital Nomad Visas in Asia

Country
Program
Income
Investment
Funds Required
Capital Required
Duration
Dependants

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Self-Sponsorship Residence Permit (Property Owner)

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2 years — 10 years

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🇧🇭 Bahrain

Self-Sponsorship Residence Permit (Retired Foreigner)

BHD 500 / month

2 years — 10 years

Yes

🇧🇩 Bangladesh

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🇧🇹 Bhutan

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1 year — 2 years

No

🇧🇹 Bhutan

Investor Card

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Yes

🇰🇭 Cambodia

Cambodia My 2nd Home (CM2H)

$100,000

10 years

Yes

🇰🇭 Cambodia

Retirement Visa (ER Extension of Stay)

$18,000 / year

1 month — 1 year

No

🇨🇳 China

Permanent Residence Permit (Investment Category)

$500,000

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Yes

🇨🇳 China

Private Affairs Residence Permit (Entrepreneurship)

CN¥50,000 one-time

1 year — 5 years

Yes

🇬🇪 Georgia

Investment Residence Permit

$300,000

5 years

Yes

🇬🇪 Georgia

IT Residence Permit

$25,000 / year

3 years

Yes

🇬🇪 Georgia

Remotely from Georgia

$24,000 / year

6 months — 1 year

Yes

🇬🇪 Georgia

Short-Term Residence Permit (Property Ownership)

$150,000

1 year

Yes

🇭🇰 Hong Kong

Entry for Investment as Entrepreneurs

No fixed minimum; must de...

3 years

Yes

🇭🇰 Hong Kong

New Capital Investment Entrant Scheme

HK$30,000,000 one-time

2 years — Permanent

Yes

🇭🇰 Hong Kong

Quality Migrant Admission Scheme

3 years — 8 years

Yes

🇭🇰 Hong Kong

Top Talent Pass Scheme

HK$2,500,000 / year

2 years — 3 years

Yes

🇮🇳 India

Permanent Residency Status for Foreign Investors

₹100,000,000 one-time

10 years — 20 years

Yes

🇮🇩 Indonesia

Golden Visa (Global Talent)

$24,000 / year

5 years — 10 years

Yes

🇮🇩 Indonesia

Golden Visa (Investor)

$350,000

5 years — 10 years

Yes

🇮🇩 Indonesia

Remote Worker KITAS

$60,000 / year

1 year — 2 years

Yes

🇮🇩 Indonesia

Retirement KITAS

$18,000 / year

1 year — 5 years

Yes

🇮🇩 Indonesia

Silver Hair Visa

$36,000 / year

5 years — 10 years

Yes

🇮🇷 Iran

Investor Residence Permit

$117,647

2 years — 5 years

Yes

🇮🇷 Iran

Special Residence Permit for Non-Iranian Elites

1 year — 5 years

Yes

🇮🇶 Iraq

Investment Residency

No fixed minimum investme...

1 year

No

🇮🇱 Israel

B/5 Investor Visa

$220,000

2 years

Yes

🇮🇱 Israel

Innovation Visa for Foreign Entrepreneurs

No minimum capital requir...

1 year — 2 years

Yes

🇯🇵 Japan

Business Manager Visa

¥30,000,000 one-time

1 year — 5 years

Yes

🇯🇵 Japan

Designated Activities (Long Stay for Sightseeing and Recreation)

¥30,000,000 one-time

6 months — 1 year

Yes

🇯🇵 Japan

Digital Nomad Visa

¥10,000,000 / year

6 months

Yes

🇯🇵 Japan

Future Creation Individual Visa (J-Find)

6 months — 2 years

Yes

🇯🇵 Japan

Startup Visa

No fixed minimum capital ...

1 year — 2 years

No

🇯🇴 Jordan

Annual Residence Permit Based on Bank Deposit

JOD 10,000 one-time

1 year — 5 years

Yes

🇯🇴 Jordan

Citizenship by Investment

JOD 500,000 one-time

3 years — Permanent

Yes

🇯🇴 Jordan

Residency by Investment

JOD 200,000 one-time

5 years

Yes

🇰🇿 Kazakhstan

A6 Investor Visa (Golden Visa)

$300,000

10 years

Yes

🇰🇿 Kazakhstan

C5 Business Immigrant Visa

No minimum capital for sm...

90 days — 2 years

Yes

🇰🇿 Kazakhstan

Digital Nomad Residency

No minimum income require...

1 year — 10 years

No

🇰🇿 Kazakhstan

Neo Nomad Visa

$36,000 / year

1 year — 2 years

Yes

🇰🇿 Kazakhstan

Permanent Residence Visa for In-Demand Professions

90 days — 10 years

Yes

🇰🇼 Kuwait

Investor Residency Permit

No fixed minimum — KDIPA ...

5 years — 15 years

Yes

🇰🇬 Kyrgyzstan

Digital Nomad Status

No fixed minimum income t...

60 days — 10 years

Yes

🇰🇬 Kyrgyzstan

Investment Visa

KGS 10,000,000 one-time

5 years — 10 years

Yes

🇱🇦 Laos

Investor Visa (NI-B2)

No universal fixed minimu...

3 months — 5 years

Yes

🇱🇧 Lebanon

Annual Residence Permit (Cash Bond Deposit)

Cash bond of 1,500,000,00...

1 year

Yes

🇱🇧 Lebanon

Permanent Residence Permit (Financial Independence)

Cash guarantee of 4,500,0...

3 years

Yes

🇲🇴 Macau

Major Investment Temporary Residency

No fixed statutory minimu...

18 months — 3 years

Yes

🇲🇴 Macau

Talent Recruitment Residence Permit

3 years — 5 years

Yes

🇲🇾 Malaysia

DE Rantau Nomad Pass

$24,000 / year

3 months — 2 years

Yes

🇲🇾 Malaysia

Malaysia My Second Home (MM2H)

MYR 675,000 one-time

5 years — 20 years

Yes

🇲🇾 Malaysia

Malaysia Tech Entrepreneur Programme (MTEP)

MYR 50,000 one-time

1 year — 5 years

Yes

🇲🇾 Malaysia

Premium Visa Programme (PVIP)

MYR 1,000,000 one-time

20 years

Yes

🇲🇾 Malaysia

Residence Pass-Talent (RP-T)

MYR 15,000 / month

10 years

Yes

🇲🇻 Maldives

Corporate Resident Visa

$250,000

5 years

Yes

🇲🇳 Mongolia

Investor Visa

$100,000

1 year — 3 years

Yes

🇳🇵 Nepal

Residential Visa for Investors

$100,000

1 year

Yes

🇳🇵 Nepal

Residential Visa for Persons of Exceptional Merit

1 year

Yes

🇳🇵 Nepal

Residential Visa for Retirees

$20,000 / year

1 year

Yes

🇴🇲 Oman

Golden Residency Program

OMR 250,000 one-time

5 years — 10 years

Yes

🇴🇲 Oman

Retiree Residence Card

OMR 4,000 / month

5 years

Yes

🇵🇰 Pakistan

Business-Investor Visa

$50,000

1 year — 5 years

Yes

🇵🇰 Pakistan

Long-Term Residency (LTR)

$50,000

5 years — 10 years

Yes

🇵🇭 Philippines

Digital Nomad Visa

$24,000 / year

1 year — 2 years

No

🇵🇭 Philippines

Special Investor's Resident Visa (SIRV)

$75,000

Permanent

Yes

🇵🇭 Philippines

Special Resident Retiree's Visa (SRRV)

$9,600 / year

Permanent

Yes

🇶🇦 Qatar

Mustaqel Visa (Entrepreneur)

QAR 250,000 one-time

5 years

Yes

🇶🇦 Qatar

Mustaqel Visa (Talent)

5 years

Yes

🇶🇦 Qatar

Real Estate Investment Residency

QAR 730,000 one-time

1 year — 5 years

Yes

🇸🇦 Saudi Arabia

Entrepreneur Residency

SAR 400,000 one-time

5 years — Permanent

Yes

🇸🇦 Saudi Arabia

Gifted Premium Residency

5 years

Yes

🇸🇦 Saudi Arabia

Investor Residency

SAR 7,000,000 one-time

Permanent

Yes

🇸🇦 Saudi Arabia

Real Estate Owner Residency

SAR 4,000,000 one-time

1 year

Yes

🇸🇬 Singapore

EntrePass (Entrepreneur Pass)

SGD 100,000 one-time

1 year — 2 years

Yes

🇸🇬 Singapore

Global Investor Programme (GIP)

SGD 10,000,000 one-time

Permanent

Yes

🇸🇬 Singapore

Overseas Networks & Expertise Pass (ONE Pass)

SGD 30,000 / month

5 years

Yes

🇸🇬 Singapore

Tech.Pass

SGD 20,000 / month

2 years — 4 years

Yes

🇰🇷 South Korea

D-10 Job Seeker Visa

Must demonstrate sufficie...

6 months — 1 year

No

🇰🇷 South Korea

Immigrant Investor Scheme for Public Business

₩1,500,000,000 one-time

2 years — Permanent

Yes

🇰🇷 South Korea

Permanent Residence for Overseas Pension Beneficiaries

$72,996 / year

Permanent

Yes

🇰🇷 South Korea

Technology Startup Visa

No fixed minimum capital ...

1 year — 2 years

Yes

🇰🇷 South Korea

Tourism and Leisure Facility Investment Immigration

₩1,000,000,000 one-time

2 years — Permanent

Yes

🇰🇷 South Korea

Workation (Digital Nomad) Visa

$72,996 / year

1 year — 2 years

Yes

🇱🇰 Sri Lanka

Colombo Port City Investor Visa

$100,000

5 years — 10 years

Yes

🇱🇰 Sri Lanka

Condominium Investment Visa

$75,000

5 years — 10 years

Yes

🇱🇰 Sri Lanka

Digital Nomad Visa

$24,000 / year

1 year

Yes

🇱🇰 Sri Lanka

Golden Paradise Residence Visa

$100,000

5 years — 10 years

Yes

🇱🇰 Sri Lanka

Individual Investor Residence Visa

$100,000

5 years — 10 years

Yes

🇸🇾 Syria

Investment Residency Permit

No fixed minimum threshol...

1 year — Permanent

Yes

🇹🇼 Taiwan

Digital Nomad Visitor Visa

$40,000 / year

6 months — 2 years

No

🇹🇼 Taiwan

Employment Gold Card

1 year — 3 years

Yes

🇹🇼 Taiwan

Entrepreneur Visa

NT$2,000,000 one-time

2 years

Yes

🇹🇼 Taiwan

Investor Resident Visa

$200,000

1 year — 5 years

Yes

🇹🇼 Taiwan

Plum Blossom Card (Investment APRC)

NT$15,000,000 one-time

Permanent

Yes

🇹🇯 Tajikistan

Investor Visa (Category C)

$500,000

2 years — 5 years

Yes

🇹🇭 Thailand

Destination Thailand Visa (DTV)

THB 500,000 / funds

180 days — 5 years

Yes

🇹🇭 Thailand

Long-Term Resident Visa (Work-from-Thailand Professionals)

$80,000 / year

5 years — 10 years

Yes

🇹🇭 Thailand

LTR Visa (Wealthy Global Citizens)

$500,000

5 years — 10 years

Yes

🇹🇭 Thailand

LTR Visa (Wealthy Pensioners)

$80,000 / year

5 years — 10 years

Yes

🇹🇭 Thailand

Non-Immigrant Visa (Investment)

THB 10,000,000 one-time

1 year

Yes

🇹🇭 Thailand

Non-Immigrant Visa O-A (Long Stay)

THB 65,000 / month

1 year

Yes

🇹🇭 Thailand

Non-Immigrant Visa O-X (Long Stay 10 Years)

THB 3,000,000 one-time

5 years — 10 years

Yes

🇹🇭 Thailand

SMART Visa S (Startup)

THB 600,000 one-time

6 months — 2 years

Yes

🇹🇱 Timor-Leste

Business Visa Class II

No minimum capital thresh...

6 months — 2 years

Yes

🇹🇱 Timor-Leste

Investor Residence Authorization

$1,500,000

2 years — Permanent

Yes

🇹🇷 Turkey

Citizenship by Investment

$400,000

5 years — Permanent

Yes

🇹🇷 Turkey

Digital Nomad Visa

$36,000 / year

1 year

Yes

🇹🇷 Turkey

Short-Term Residence Permit (Tourism Purpose)

$14,400 / year

6 months — 2 years

Yes

🇹🇷 Turkey

Turkiye TechVisa (Startup)

3 years

Yes

🇹🇷 Turkey

Turquoise Card

3 years — Permanent

Yes

🇹🇲 Turkmenistan

Investor Residence Permit

$500,000

5 years

Yes

🇦🇪 United Arab Emirates

Golden Visa (Entrepreneur)

AED 500,000 one-time

5 years — 10 years

Yes

🇦🇪 United Arab Emirates

Golden Visa (Investor)

AED 2,000,000 one-time

10 years

Yes

🇦🇪 United Arab Emirates

Golden Visa (Talented Individuals)

10 years

Yes

🇦🇪 United Arab Emirates

Green Visa (Freelancer / Self-Employed)

AED 360,000 / year

5 years

Yes

🇦🇪 United Arab Emirates

Green Visa (Investor/Partner)

AED 1,000,000 one-time

5 years

Yes

🇦🇪 United Arab Emirates

Job Exploration Visa

Must prove sufficient fun...

60 days

No

🇦🇪 United Arab Emirates

Retirement Visa

AED 20,000 / month

5 years

Yes

🇦🇪 United Arab Emirates

Virtual Work Residence Permit

$42,000 / year

1 year

Yes

🇺🇿 Uzbekistan

Golden Visa

$250,000

5 years

Yes

🇺🇿 Uzbekistan

Investment Visa

$280,500

3 years — Permanent

Yes

🇺🇿 Uzbekistan

IT Visa

$30,000 / year

1 year — 3 years

Yes

🇻🇳 Vietnam

Investor Visa (DT1-DT4)

₫3,000,000,000 one-time

1 year — 10 years

Yes

🇻🇳 Vietnam

Special Visa Exemption Card

5 years

No