Passive Income

Silver Hair Visa

💰 Minimum Income
$3,000
per month
USD 3,000/month from pension or other income sources. Additionally requires a USD 50,000 deposit in an Indonesian state-owned bank within 90 days of arrival.
⏱️ Duration
5 years, renewable for an additional 5 years. Eligible for permanent stay permit (KITAP) after 5 continuous years.
👪 Dependants
Yes
Spouse and dependent children may be sponsored. Dependant permits match the main applicant's duration with the same multiple-entry benefits.

Indonesia's Silver Hair Visa (also known as Visa Rumah Kedua Lansia) is a premium retirement residence permit for foreign nationals aged 60 or older, offering 5 years of stay without requiring a local sponsor. Classified under visa index E33E, it forms part of Indonesia's Golden Visa framework and was introduced under the Minister of Law and Human Rights Regulation Number 22 of 2023, as amended in 2024. It is administered by the Directorate General of Immigration. The key distinction from the standard Retirement KITAS (E33F) is that the Silver Hair Visa does not require a local sponsor, grants 5 years of residency directly, and requires a USD 50,000 deposit in an Indonesian state-owned bank.

Requirements
  • Minimum age 60 years
  • Monthly income of at least USD 3,000 from pension or other income sources
  • Bank statements for the preceding 3 months showing minimum balance of USD 2,000
  • Commitment to deposit at least USD 50,000 in an Indonesian state-owned bank (Bank Mandiri, BNI, BRI, or BTN) within 90 days of entry
  • Valid passport with minimum 6 months validity
  • Valid health insurance covering Indonesia for the duration of stay
  • Proof of accommodation in Indonesia
  • No local sponsor or travel agency required
  • Must not intend to work in Indonesia
Required Documents
  • Valid passport (minimum 6 months validity)
  • Recent color passport photograph
  • Bank statements for the preceding 3 months showing minimum USD 2,000 balance
  • Proof of monthly income or pension of at least USD 3,000
  • Signed statement of commitment to deposit USD 50,000 in an Indonesian state-owned bank within 90 days of entry
  • Health insurance documentation
  • Proof of accommodation
Duration & Renewal

The visa is issued for 5 years and renewable for an additional 5 years. Applications can be submitted online via evisa.imigrasi.go.id before the current permit expires. After holding the visa continuously for 5 years, holders may apply for a KITAP (Permanent Stay Permit), valid for 5 years and renewable indefinitely.

Family Members

Holders may sponsor eligible family members (spouse and dependent children) to reside in Indonesia. Each dependant applies for their own ITAS with the same multiple-entry benefits as the main applicant. Dependant visa validity matches the main applicant's permit period.

Costs

Government fees: IDR 28,000,000 to IDR 35,000,000 for 5 years, inclusive of VITAS, ITAS, and multiple re-entry permit. Processing takes up to 40 business days.

Tax Implications

Silver Hair Visa holders who do not work or earn income from Indonesian sources may be classified as non-tax residents. Individuals present in Indonesia for 183 or more days become tax residents and are subject to tax on worldwide income. New tax residents may qualify for a 4-year exemption on foreign-sourced income under the expatriate tax facility.

Application Process

Unlike the standard Retirement KITAS, no local sponsor or travel agency is required:

  1. Create an account on evisa.imigrasi.go.id
  2. Complete the online application and upload required documents
  3. Pay the visa fee online
  4. Processing takes up to 40 business days
  5. Upon approval, receive an electronic VITAS (e-VITAS)
  6. Enter Indonesia within 90 days
  7. Visit the local immigration office for biometric registration and receive the physical KITAS card
  8. Open an account at an Indonesian state-owned bank and deposit at least USD 50,000 within 90 days of entry
  9. Report the deposit to the immigration office
  10. Register with local neighbourhood authorities (RT/RW) and police
Employment Restrictions

Holders may not engage in any form of employment or business activity in Indonesia. The visa is strictly for retirement purposes.

Important Considerations

The USD 50,000 deposit must be maintained throughout the visa period. The deposit remains in the applicant's personal bank account and is not forfeited, but withdrawals below the USD 50,000 threshold constitute a violation of visa conditions and may lead to visa revocation. The deposit must be placed in a state-owned bank specifically (Bank Mandiri, BNI, BRI, or BTN), which may limit banking options. Processing times of up to 40 business days are significantly longer than the 5-10 days for the standard Retirement KITAS. The Silver Hair Visa includes an unrestricted multiple re-entry permit, allowing holders to enter and exit Indonesia freely without needing separate re-entry permits.

Other Visa Programs in Asia

Country
Program
Income
Investment
Funds Required
Capital Required
Duration
Dependants
Citizenship
Compare
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🇦🇿 Azerbaijan
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AZN 100,000 one-time
1 year — 3 years
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🇧🇭 Bahrain
Golden Residency Visa for Property Owners
BHD 130,000 one-time
10 years
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No
🇧🇭 Bahrain
Golden Residency Visa for Talented Individuals
10 years
Yes
No
🇧🇭 Bahrain
Self-Sponsorship Residence Permit (Investor)
BHD 100,000 one-time
2 years — 10 years
Yes
Yes
🇧🇭 Bahrain
Self-Sponsorship Residence Permit (Property Owner)
BHD 50,000 one-time
2 years — 10 years
Yes
Yes
🇧🇭 Bahrain
Self-Sponsorship Residence Permit (Retired Foreigner)
BHD 500 / month
2 years — 10 years
Yes
Yes
🇧🇩 Bangladesh
Investor Visa
$75,000 one-time
1 year — 5 years
Yes
Yes (5yr)
🇧🇹 Bhutan
Digital Nomad Residence Programme
No minimum income thresho...
1 year — 2 years
No
🇧🇹 Bhutan
Investor Card
BTN 15,000,000 one-time
3 years
Yes
Yes (20yr)
🇰🇭 Cambodia
Cambodia My 2nd Home (CM2H)
$100,000 one-time
10 years
Yes
Yes (5yr)
🇰🇭 Cambodia
Retirement Visa (ER Extension of Stay)
$1,500 / month
1 month — 1 year
No
Yes
🇨🇳 China
Permanent Residence Permit (Investment Category)
$500,000 one-time
Permanent
Yes
Yes
🇨🇳 China
Private Affairs Residence Permit (Entrepreneurship)
CN¥50,000 one-time
1 year — 5 years
Yes
🇬🇪 Georgia
Investment Residence Permit
$300,000 one-time
5 years
Yes
Yes (10yr)
🇬🇪 Georgia
IT Residence Permit
$25,000 / year
3 years
Yes
Yes (10yr)
🇬🇪 Georgia
Remotely from Georgia
$2,000 / month
6 months — 1 year
Yes
🇬🇪 Georgia
Short-Term Residence Permit (Property Ownership)
$150,000 one-time
1 year
Yes
Yes
🇭🇰 Hong Kong
Entry for Investment as Entrepreneurs
No fixed minimum; must de...
3 years
Yes
🇭🇰 Hong Kong
New Capital Investment Entrant Scheme
HK$30,000,000 one-time
2 years — Permanent
Yes
🇭🇰 Hong Kong
Quality Migrant Admission Scheme
3 years — 8 years
Yes
🇭🇰 Hong Kong
Top Talent Pass Scheme
HK$2,500,000 / year
2 years — 3 years
Yes
🇮🇳 India
Permanent Residency Status for Foreign Investors
₹100,000,000 one-time
10 years — 20 years
Yes
Yes
🇮🇩 Indonesia
Golden Visa (Global Talent)
$2,000 / month
5 years — 10 years
Yes
No
🇮🇩 Indonesia
Golden Visa (Investor)
$350,000 one-time
5 years — 10 years
Yes
Yes
🇮🇩 Indonesia
Remote Worker KITAS
$60,000 / year
1 year — 2 years
Yes
Yes
🇮🇩 Indonesia
Retirement KITAS
$1,500 / month
1 year — 5 years
Yes
Yes (5yr)
🇮🇩 Indonesia
Silver Hair Visa
$3,000 / month
5 years — 10 years
Yes
🇮🇷 Iran
Investor Residence Permit
€100,000 one-time
2 years — 5 years
Yes
Yes
🇮🇷 Iran
Special Residence Permit for Non-Iranian Elites
1 year — 5 years
Yes
Yes
🇮🇶 Iraq
Investment Residency
No fixed minimum investme...
1 year
No
Yes
🇮🇱 Israel
B/5 Investor Visa
$220,000 one-time
2 years
Yes
🇮🇱 Israel
Innovation Visa for Foreign Entrepreneurs
No minimum capital requir...
1 year — 2 years
Yes
🇯🇵 Japan
Business Manager Visa
¥30,000,000 one-time
6 months — 5 years
Yes
Yes
🇯🇵 Japan
Designated Activities (Long Stay for Sightseeing and Recreation)
¥30,000,000 one-time
6 months — 1 year
Yes
No
🇯🇵 Japan
Digital Nomad Visa
¥10,000,000 / year
6 months
Yes
No
🇯🇵 Japan
Future Creation Individual Visa (J-Find)
6 months — 2 years
Yes
🇯🇵 Japan
Startup Visa
No fixed minimum capital ...
1 year — 2 years
No
🇯🇴 Jordan
Annual Residence Permit Based on Bank Deposit
JOD 10,000 one-time
1 year — 5 years
Yes
Yes
🇯🇴 Jordan
Citizenship by Investment
JOD 500,000 one-time
3 years — Permanent
Yes
Yes (3yr)
🇯🇴 Jordan
Residency by Investment
JOD 200,000 one-time
5 years
Yes
Yes
🇰🇿 Kazakhstan
A6 Investor Visa (Golden Visa)
$300,000 one-time
10 years
Yes
Yes (5yr)
🇰🇿 Kazakhstan
C5 Business Immigrant Visa
No minimum capital for sm...
90 days — 2 years
Yes
Yes (5yr)
🇰🇿 Kazakhstan
Digital Nomad Residency
No minimum income require...
1 year — 10 years
No
🇰🇿 Kazakhstan
Neo Nomad Visa
$3,000 / month
1 year — 2 years
Yes
🇰🇿 Kazakhstan
Permanent Residence Visa for In-Demand Professions
90 days — 10 years
Yes
Yes
🇰🇼 Kuwait
Investor Residency Permit
No fixed minimum — KDIPA ...
5 years — 15 years
Yes
Yes
🇰🇬 Kyrgyzstan
Digital Nomad Status
No fixed minimum income t...
60 days — 10 years
Yes
Yes
🇰🇬 Kyrgyzstan
Investment Visa
KGS 10,000,000 one-time
5 years — 10 years
Yes
🇱🇦 Laos
Investor Visa (NI-B2)
No universal fixed minimu...
3 months — 5 years
Yes
Yes
🇱🇧 Lebanon
Annual Residence Permit (Cash Bond Deposit)
Cash bond of 1,500,000,00...
1 year
Yes
Yes (5yr)
🇱🇧 Lebanon
Permanent Residence Permit (Financial Independence)
Cash guarantee of 4,500,0...
3 years
Yes
Yes (5yr)
🇲🇴 Macau
Major Investment Temporary Residency
No fixed statutory minimu...
18 months — 3 years
Yes
🇲🇴 Macau
Talent Recruitment Residence Permit
3 years — 5 years
Yes
🇲🇾 Malaysia
DE Rantau Nomad Pass
$2,000 / month
3 months — 2 years
Yes
No
🇲🇾 Malaysia
Malaysia My Second Home (MM2H)
MYR 675,000 one-time
5 years — 20 years
Yes
No
🇲🇾 Malaysia
Malaysia Tech Entrepreneur Programme (MTEP)
MYR 50,000 one-time
1 year — 5 years
Yes
🇲🇾 Malaysia
Premium Visa Programme (PVIP)
MYR 1,000,000 one-time
20 years
Yes
🇲🇾 Malaysia
Residence Pass-Talent (RP-T)
MYR 15,000 / month
10 years
Yes
🇲🇻 Maldives
Corporate Resident Visa
$250,000 one-time
5 years
Yes
No
🇲🇳 Mongolia
Investor Visa
$100,000 one-time
1 year — 3 years
Yes
Yes (5yr)
🇳🇵 Nepal
Residential Visa for Investors
$100,000 one-time
1 year
Yes
Yes
🇳🇵 Nepal
Residential Visa for Persons of Exceptional Merit
1 year
Yes
No
🇳🇵 Nepal
Residential Visa for Retirees
$20,000 / year
1 year
Yes
No
🇴🇲 Oman
Golden Residency Program
OMR 250,000 one-time
5 years — 10 years
Yes
Yes
🇴🇲 Oman
Retiree Residence Card
OMR 4,000 / month
5 years
Yes
Yes
🇵🇰 Pakistan
Business-Investor Visa
$50,000 one-time
1 year — 5 years
Yes
Yes
🇵🇰 Pakistan
Long-Term Residency (LTR)
$50,000 one-time
5 years — 10 years
Yes
No
🇵🇭 Philippines
Digital Nomad Visa
$2,000 / month
1 year — 2 years
No
🇵🇭 Philippines
Special Investor's Resident Visa (SIRV)
$75,000 one-time
Permanent
Yes
Yes (10yr)
🇵🇭 Philippines
Special Resident Retiree's Visa (SRRV)
$800 / month
Permanent
Yes
Yes
🇶🇦 Qatar
Mustaqel Visa (Entrepreneur)
QAR 250,000 one-time
5 years
Yes
🇶🇦 Qatar
Mustaqel Visa (Talent)
5 years
Yes
🇶🇦 Qatar
Real Estate Investment Residency
QAR 730,000 one-time
1 year — 5 years
Yes
Yes
🇸🇦 Saudi Arabia
Entrepreneur Residency
SAR 400,000 one-time
5 years — Permanent
Yes
No
🇸🇦 Saudi Arabia
Gifted Premium Residency
5 years
Yes
Yes
🇸🇦 Saudi Arabia
Investor Residency
SAR 7,000,000 one-time
Permanent
Yes
Yes
🇸🇦 Saudi Arabia
Real Estate Owner Residency
SAR 4,000,000 one-time
1 year
Yes
Yes
🇸🇬 Singapore
EntrePass (Entrepreneur Pass)
SGD 100,000 one-time
1 year — 2 years
Yes
🇸🇬 Singapore
Global Investor Programme (GIP)
SGD 10,000,000 one-time
Permanent
Yes
Yes (2yr)
🇸🇬 Singapore
Overseas Networks & Expertise Pass (ONE Pass)
SGD 30,000 / month
5 years
Yes
🇸🇬 Singapore
Tech.Pass
SGD 22,500 / month
2 years — 4 years
Yes
🇰🇷 South Korea
D-10 Job Seeker Visa
Must demonstrate sufficie...
6 months — 1 year
No
🇰🇷 South Korea
Immigrant Investor Scheme for Public Business
₩1,500,000,000 one-time
2 years — Permanent
Yes
🇰🇷 South Korea
Permanent Residence for Overseas Pension Beneficiaries
$6,083 / month
Permanent
Yes
Yes
🇰🇷 South Korea
Technology Startup Visa
No fixed minimum capital ...
1 year — 2 years
Yes
🇰🇷 South Korea
Tourism and Leisure Facility Investment Immigration
₩1,000,000,000 one-time
2 years — Permanent
Yes
🇰🇷 South Korea
Workation (Digital Nomad) Visa
$6,083 / month
1 year — 2 years
Yes
No
🇱🇰 Sri Lanka
Colombo Port City Investor Visa
$100,000 one-time
5 years — 10 years
Yes
No
🇱🇰 Sri Lanka
Condominium Investment Visa
$75,000 one-time
5 years — 10 years
Yes
No
🇱🇰 Sri Lanka
Digital Nomad Visa
$2,000 / month
1 year
Yes
No
🇱🇰 Sri Lanka
Golden Paradise Residence Visa
$100,000 one-time
5 years — 10 years
Yes
No
🇱🇰 Sri Lanka
Individual Investor Residence Visa
$100,000 one-time
5 years — 10 years
Yes
No
🇸🇾 Syria
Investment Residency Permit
No fixed minimum threshol...
1 year — Permanent
Yes
Yes
🇹🇼 Taiwan
Digital Nomad Visitor Visa
$40,000 / year
6 months — 2 years
No
Yes
🇹🇼 Taiwan
Employment Gold Card
1 year — 3 years
Yes
Yes (3yr)
🇹🇼 Taiwan
Entrepreneur Visa
NT$2,000,000 one-time
2 years
Yes
🇹🇼 Taiwan
Investor Resident Visa
$200,000 one-time
1 year — 5 years
Yes
🇹🇼 Taiwan
Plum Blossom Card (Investment APRC)
NT$15,000,000 one-time
Permanent
Yes
Yes
🇹🇯 Tajikistan
Investor Visa (Category C)
$500,000 one-time
2 years — 5 years
Yes
Yes
🇹🇭 Thailand
Destination Thailand Visa (DTV)
THB 500,000 / funds
180 days — 5 years
Yes
No
🇹🇭 Thailand
Long-Term Resident Visa (Work-from-Thailand Professionals)
$80,000 / year
5 years — 10 years
Yes
Yes
🇹🇭 Thailand
LTR Visa (Wealthy Global Citizens)
$500,000 one-time
5 years — 10 years
Yes
🇹🇭 Thailand
LTR Visa (Wealthy Pensioners)
$80,000 / year
5 years — 10 years
Yes
Yes
🇹🇭 Thailand
Non-Immigrant Visa (Investment)
THB 10,000,000 one-time
1 year
Yes
Yes
🇹🇭 Thailand
Non-Immigrant Visa O-A (Long Stay)
THB 65,000 / month
1 year
Yes
🇹🇭 Thailand
Non-Immigrant Visa O-X (Long Stay 10 Years)
THB 3,000,000 one-time
5 years — 10 years
Yes
🇹🇭 Thailand
SMART Visa S (Startup)
THB 600,000 one-time
6 months — 2 years
Yes
Yes
🇹🇱 Timor-Leste
Business Visa Class II
No minimum capital thresh...
6 months — 2 years
Yes
🇹🇱 Timor-Leste
Investor Residence Authorization
$1,500,000 one-time
2 years — Permanent
Yes
🇹🇷 Turkey
Citizenship by Investment
$400,000 one-time
5 years — Permanent
Yes
Yes
🇹🇷 Turkey
Digital Nomad Visa
$3,000 / month
1 year
Yes
🇹🇷 Turkey
Short-Term Residence Permit (Tourism Purpose)
$1,200 / month
6 months — 2 years
Yes
🇹🇷 Turkey
Turkiye TechVisa (Startup)
3 years
Yes
🇹🇷 Turkey
Turquoise Card
3 years — Permanent
Yes
Yes
🇹🇲 Turkmenistan
Investor Residence Permit
$500,000 one-time
5 years
Yes
Yes (7yr)
🇦🇪 United Arab Emirates
Golden Visa (Entrepreneur)
AED 500,000 one-time
5 years — 10 years
Yes
Yes
🇦🇪 United Arab Emirates
Golden Visa (Investor)
AED 2,000,000 one-time
5 years — 10 years
Yes
Yes
🇦🇪 United Arab Emirates
Golden Visa (Talented Individuals)
10 years
Yes
Yes
🇦🇪 United Arab Emirates
Green Visa (Freelancer / Self-Employed)
AED 360,000 / year
5 years
Yes
Yes
🇦🇪 United Arab Emirates
Green Visa (Investor/Partner)
AED 1,000,000 one-time
5 years
Yes
Yes
🇦🇪 United Arab Emirates
Job Exploration Visa
Must prove sufficient fun...
60 days
No
🇦🇪 United Arab Emirates
Retirement Visa
AED 20,000 / month
5 years
Yes
No
🇦🇪 United Arab Emirates
Virtual Work Residence Permit
$3,500 / month
1 year
Yes
No
🇺🇿 Uzbekistan
Golden Visa
$250,000 one-time
5 years
Yes
No
🇺🇿 Uzbekistan
Investment Visa
$280,500 one-time
3 years — Permanent
Yes
Yes (5yr)
🇺🇿 Uzbekistan
IT Visa
$2,500 / month
1 year — 3 years
Yes
🇻🇳 Vietnam
Investor Visa (DT1-DT4)
₫3,000,000,000 one-time
1 year — 10 years
Yes
🇻🇳 Vietnam
Special Visa Exemption Card
5 years
No
Yes