Passive Income

Retirement KITAS

💰 Minimum Income
$1,500
per month
USD 1,500/month from pension or bank account. Applicants must also show a minimum bank balance of USD 2,000 maintained over the preceding 3 months.
⏱️ Duration
1 year, renewable annually for up to 5 consecutive years. Eligible for permanent stay permit (KITAP) after 5 years.
👪 Dependants
Yes
Spouse and children may obtain dependent ITAS permits. Dependant validity matches the main applicant's permit period and must be renewed concurrently.
🛂 Citizenship Path
Yes — after 5 years
After 5 years on the Retirement KITAS, holders may apply for a KITAP (Permanent Stay Permit). Indonesian citizenship by naturalization requires additional years of continuous residence.

Indonesia's Retirement KITAS (Kartu Izin Tinggal Terbatas) is the standard retirement residence permit for foreign nationals aged 55 or older who wish to reside in the country without working. Classified under visa index E33F, the program is governed by Law Number 6 of 2011 on Immigration with implementing provisions in Regulation Number 22 of 2023, as amended in 2024. Since October 2024, immigration functions are administered by the Ministry of Immigration and Corrections (Kementerian Imigrasi dan Pemasyarakatan), which replaced the former Ministry of Law and Human Rights. The 2023 regulatory update expanded the maximum stay period to five years through annual renewals and introduced an offshore application option effective January 2024.

Requirements
  • Minimum age 55 years
  • Monthly income of at least USD 1,500 from pension or bank account
  • Bank balance of at least USD 2,000 maintained over the preceding 3 months
  • Valid passport with minimum 18 months validity
  • Licensed Indonesian travel/retirement agency sponsor (mandatory)
  • Proof of accommodation meeting regional minimum rental values: USD 500/month in Jakarta, Bandung, and Bali; USD 300/month in other Java areas, Batam, and Medan; USD 200/month in remaining areas. Alternatively, proof of property purchase of at least USD 35,000.
  • Health, life, and third-party civil liability insurance valid in Indonesia
  • Commitment to employ at least 2 Indonesian domestic workers
  • Written declaration of intent not to work in Indonesia
  • Must not intend to engage in any employment or business activity
Required Documents
  • Valid passport (minimum 18 months validity)
  • Recent color passport photograph
  • Curriculum vitae
  • Proof of pension or bank statement showing minimum USD 1,500/month income
  • Bank statements for preceding 3 months showing minimum USD 2,000 balance
  • Guarantee letter from a licensed travel agency sponsor
  • Proof of accommodation (property lease or purchase meeting regional minimums)
  • Health, life, and civil liability insurance documentation
  • Statement of commitment to employ at least 2 Indonesian domestic workers
  • Written declaration of intent not to work in Indonesia
Duration & Renewal

The visa is issued for 1 year and renewable annually for up to 5 consecutive years. Extension applications should be submitted at least 2 months before expiry through the sponsoring agency to the local immigration office. The extension fee is IDR 3,000,000 per year. After holding the Retirement KITAS continuously for 5 years, holders may apply for a KITAP (Permanent Stay Permit), valid for 5 years and renewable indefinitely.

Family Members

Holders may sponsor eligible family members (spouse and children) to reside in Indonesia on dependent ITAS permits. Each dependant must provide their own documentation including passport, health insurance, and photographs. Dependant ITAS validity matches the main applicant's permit period and must be renewed concurrently.

Tax Implications

Retirement KITAS holders who do not work or earn income from Indonesian sources may be classified as non-tax residents. Individuals present in Indonesia for 183 or more days in a 12-month period become tax residents under Indonesian tax law and are subject to tax on worldwide income. New tax residents may qualify for a 4-year exemption on foreign-sourced income under the expatriate tax facility.

Application Process

Two pathways are available:

Offshore (available since January 2024):

  1. Engage a licensed Indonesian travel/retirement agency
  2. The sponsor submits the application through the e-Visa portal (evisa.imigrasi.go.id)
  3. Upon approval and payment, an electronic VITAS is issued, valid for 90 days
  4. Enter Indonesia and convert the VITAS to an ITAS at the local immigration office within 30 days, including biometric registration
  5. Processing takes 5-10 working days

Onshore:

  1. Enter Indonesia on an existing visa
  2. The sponsor submits the KITAS application to the local immigration office
  3. Processing takes 11-18 working days after payment

In both cases, the holder must register with the local neighbourhood office (RT/RW) and report to the regional police within 24 hours of settling at their accommodation. All travellers entering Indonesia must complete the "All Indonesia" digital arrival card via allindonesia.imigrasi.go.id within 3 days before arrival.

Government fees: IDR 200,000 (Director General approval) + USD 150 (VITAS issuance) + IDR 3,000,000 (1-year ITAS) + IDR 1,500,000 (multiple re-entry permit) — approximately IDR 5,700,000 + USD 150 per year in government fees. Agency service fees typically add IDR 10,000,000-14,000,000 per year.

Important Considerations

The requirement to employ at least 2 Indonesian domestic helpers adds ongoing costs beyond the visa fees. A licensed travel/retirement agency sponsor must be engaged throughout the duration of the KITAS. Passport validity of 18 months is required, which is longer than the standard 6-month rule for most Indonesian visas. A re-entry permit must be obtained before travelling outside Indonesia; failure to hold a valid re-entry permit upon departure results in automatic cancellation of the ITAS. Overstaying incurs a fine of IDR 1,000,000 per day for up to 60 days, with overstays exceeding 60 days constituting a criminal offence.

Other Visa Programs in Asia

Country
Program
Income
Investment
Funds Required
Capital Required
Duration
Dependants
Citizenship
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10 years
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🇧🇭 Bahrain
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BHD 100,000 one-time
2 years — 10 years
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Self-Sponsorship Residence Permit (Property Owner)
BHD 50,000 one-time
2 years — 10 years
Yes
Yes
🇧🇭 Bahrain
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BHD 500 / month
2 years — 10 years
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Yes
🇧🇩 Bangladesh
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$75,000 one-time
1 year — 5 years
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🇧🇹 Bhutan
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1 year — 2 years
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🇧🇹 Bhutan
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BTN 15,000,000 one-time
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Yes (20yr)
🇰🇭 Cambodia
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$100,000 one-time
10 years
Yes
Yes (5yr)
🇰🇭 Cambodia
Retirement Visa (ER Extension of Stay)
$1,500 / month
1 month — 1 year
No
Yes
🇨🇳 China
Permanent Residence Permit (Investment Category)
$500,000 one-time
Permanent
Yes
Yes
🇨🇳 China
Private Affairs Residence Permit (Entrepreneurship)
CN¥50,000 one-time
1 year — 5 years
Yes
🇬🇪 Georgia
Investment Residence Permit
$300,000 one-time
5 years
Yes
Yes (10yr)
🇬🇪 Georgia
IT Residence Permit
$25,000 / year
3 years
Yes
Yes (10yr)
🇬🇪 Georgia
Remotely from Georgia
$2,000 / month
6 months — 1 year
Yes
🇬🇪 Georgia
Short-Term Residence Permit (Property Ownership)
$150,000 one-time
1 year
Yes
Yes
🇭🇰 Hong Kong
Entry for Investment as Entrepreneurs
No fixed minimum; must de...
3 years
Yes
🇭🇰 Hong Kong
New Capital Investment Entrant Scheme
HK$30,000,000 one-time
2 years — Permanent
Yes
🇭🇰 Hong Kong
Quality Migrant Admission Scheme
3 years — 8 years
Yes
🇭🇰 Hong Kong
Top Talent Pass Scheme
HK$2,500,000 / year
2 years — 3 years
Yes
🇮🇳 India
Permanent Residency Status for Foreign Investors
₹100,000,000 one-time
10 years — 20 years
Yes
Yes
🇮🇩 Indonesia
Golden Visa (Global Talent)
$2,000 / month
5 years — 10 years
Yes
No
🇮🇩 Indonesia
Golden Visa (Investor)
$350,000 one-time
5 years — 10 years
Yes
Yes
🇮🇩 Indonesia
Remote Worker KITAS
$60,000 / year
1 year — 2 years
Yes
Yes
🇮🇩 Indonesia
Retirement KITAS
$1,500 / month
1 year — 5 years
Yes
Yes (5yr)
🇮🇩 Indonesia
Silver Hair Visa
$3,000 / month
5 years — 10 years
Yes
🇮🇷 Iran
Investor Residence Permit
€100,000 one-time
2 years — 5 years
Yes
Yes
🇮🇷 Iran
Special Residence Permit for Non-Iranian Elites
1 year — 5 years
Yes
Yes
🇮🇶 Iraq
Investment Residency
No fixed minimum investme...
1 year
No
Yes
🇮🇱 Israel
B/5 Investor Visa
$220,000 one-time
2 years
Yes
🇮🇱 Israel
Innovation Visa for Foreign Entrepreneurs
No minimum capital requir...
1 year — 2 years
Yes
🇯🇵 Japan
Business Manager Visa
¥30,000,000 one-time
6 months — 5 years
Yes
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🇯🇵 Japan
Designated Activities (Long Stay for Sightseeing and Recreation)
¥30,000,000 one-time
6 months — 1 year
Yes
No
🇯🇵 Japan
Digital Nomad Visa
¥10,000,000 / year
6 months
Yes
No
🇯🇵 Japan
Future Creation Individual Visa (J-Find)
6 months — 2 years
Yes
🇯🇵 Japan
Startup Visa
No fixed minimum capital ...
1 year — 2 years
No
🇯🇴 Jordan
Annual Residence Permit Based on Bank Deposit
JOD 10,000 one-time
1 year — 5 years
Yes
Yes
🇯🇴 Jordan
Citizenship by Investment
JOD 500,000 one-time
3 years — Permanent
Yes
Yes (3yr)
🇯🇴 Jordan
Residency by Investment
JOD 200,000 one-time
5 years
Yes
Yes
🇰🇿 Kazakhstan
A6 Investor Visa (Golden Visa)
$300,000 one-time
10 years
Yes
Yes (5yr)
🇰🇿 Kazakhstan
C5 Business Immigrant Visa
No minimum capital for sm...
90 days — 2 years
Yes
Yes (5yr)
🇰🇿 Kazakhstan
Digital Nomad Residency
No minimum income require...
1 year — 10 years
No
🇰🇿 Kazakhstan
Neo Nomad Visa
$3,000 / month
1 year — 2 years
Yes
🇰🇿 Kazakhstan
Permanent Residence Visa for In-Demand Professions
90 days — 10 years
Yes
Yes
🇰🇼 Kuwait
Investor Residency Permit
No fixed minimum — KDIPA ...
5 years — 15 years
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🇰🇬 Kyrgyzstan
Digital Nomad Status
No fixed minimum income t...
60 days — 10 years
Yes
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🇰🇬 Kyrgyzstan
Investment Visa
KGS 10,000,000 one-time
5 years — 10 years
Yes
🇱🇦 Laos
Investor Visa (NI-B2)
No universal fixed minimu...
3 months — 5 years
Yes
Yes
🇱🇧 Lebanon
Annual Residence Permit (Cash Bond Deposit)
Cash bond of 1,500,000,00...
1 year
Yes
Yes (5yr)
🇱🇧 Lebanon
Permanent Residence Permit (Financial Independence)
Cash guarantee of 4,500,0...
3 years
Yes
Yes (5yr)
🇲🇴 Macau
Major Investment Temporary Residency
No fixed statutory minimu...
18 months — 3 years
Yes
🇲🇴 Macau
Talent Recruitment Residence Permit
3 years — 5 years
Yes
🇲🇾 Malaysia
DE Rantau Nomad Pass
$2,000 / month
3 months — 2 years
Yes
No
🇲🇾 Malaysia
Malaysia My Second Home (MM2H)
MYR 675,000 one-time
5 years — 20 years
Yes
No
🇲🇾 Malaysia
Malaysia Tech Entrepreneur Programme (MTEP)
MYR 50,000 one-time
1 year — 5 years
Yes
🇲🇾 Malaysia
Premium Visa Programme (PVIP)
MYR 1,000,000 one-time
20 years
Yes
🇲🇾 Malaysia
Residence Pass-Talent (RP-T)
MYR 15,000 / month
10 years
Yes
🇲🇻 Maldives
Corporate Resident Visa
$250,000 one-time
5 years
Yes
No
🇲🇳 Mongolia
Investor Visa
$100,000 one-time
1 year — 3 years
Yes
Yes (5yr)
🇳🇵 Nepal
Residential Visa for Investors
$100,000 one-time
1 year
Yes
Yes
🇳🇵 Nepal
Residential Visa for Persons of Exceptional Merit
1 year
Yes
No
🇳🇵 Nepal
Residential Visa for Retirees
$20,000 / year
1 year
Yes
No
🇴🇲 Oman
Golden Residency Program
OMR 250,000 one-time
5 years — 10 years
Yes
Yes
🇴🇲 Oman
Retiree Residence Card
OMR 4,000 / month
5 years
Yes
Yes
🇵🇰 Pakistan
Business-Investor Visa
$50,000 one-time
1 year — 5 years
Yes
Yes
🇵🇰 Pakistan
Long-Term Residency (LTR)
$50,000 one-time
5 years — 10 years
Yes
No
🇵🇭 Philippines
Digital Nomad Visa
$2,000 / month
1 year — 2 years
No
🇵🇭 Philippines
Special Investor's Resident Visa (SIRV)
$75,000 one-time
Permanent
Yes
Yes (10yr)
🇵🇭 Philippines
Special Resident Retiree's Visa (SRRV)
$800 / month
Permanent
Yes
Yes
🇶🇦 Qatar
Mustaqel Visa (Entrepreneur)
QAR 250,000 one-time
5 years
Yes
🇶🇦 Qatar
Mustaqel Visa (Talent)
5 years
Yes
🇶🇦 Qatar
Real Estate Investment Residency
QAR 730,000 one-time
1 year — 5 years
Yes
Yes
🇸🇦 Saudi Arabia
Entrepreneur Residency
SAR 400,000 one-time
5 years — Permanent
Yes
No
🇸🇦 Saudi Arabia
Gifted Premium Residency
5 years
Yes
Yes
🇸🇦 Saudi Arabia
Investor Residency
SAR 7,000,000 one-time
Permanent
Yes
Yes
🇸🇦 Saudi Arabia
Real Estate Owner Residency
SAR 4,000,000 one-time
1 year
Yes
Yes
🇸🇬 Singapore
EntrePass (Entrepreneur Pass)
SGD 100,000 one-time
1 year — 2 years
Yes
🇸🇬 Singapore
Global Investor Programme (GIP)
SGD 10,000,000 one-time
Permanent
Yes
Yes (2yr)
🇸🇬 Singapore
Overseas Networks & Expertise Pass (ONE Pass)
SGD 30,000 / month
5 years
Yes
🇸🇬 Singapore
Tech.Pass
SGD 22,500 / month
2 years — 4 years
Yes
🇰🇷 South Korea
D-10 Job Seeker Visa
Must demonstrate sufficie...
6 months — 1 year
No
🇰🇷 South Korea
Immigrant Investor Scheme for Public Business
₩1,500,000,000 one-time
2 years — Permanent
Yes
🇰🇷 South Korea
Permanent Residence for Overseas Pension Beneficiaries
$6,083 / month
Permanent
Yes
Yes
🇰🇷 South Korea
Technology Startup Visa
No fixed minimum capital ...
1 year — 2 years
Yes
🇰🇷 South Korea
Tourism and Leisure Facility Investment Immigration
₩1,000,000,000 one-time
2 years — Permanent
Yes
🇰🇷 South Korea
Workation (Digital Nomad) Visa
$6,083 / month
1 year — 2 years
Yes
No
🇱🇰 Sri Lanka
Colombo Port City Investor Visa
$100,000 one-time
5 years — 10 years
Yes
No
🇱🇰 Sri Lanka
Condominium Investment Visa
$75,000 one-time
5 years — 10 years
Yes
No
🇱🇰 Sri Lanka
Digital Nomad Visa
$2,000 / month
1 year
Yes
No
🇱🇰 Sri Lanka
Golden Paradise Residence Visa
$100,000 one-time
5 years — 10 years
Yes
No
🇱🇰 Sri Lanka
Individual Investor Residence Visa
$100,000 one-time
5 years — 10 years
Yes
No
🇸🇾 Syria
Investment Residency Permit
No fixed minimum threshol...
1 year — Permanent
Yes
Yes
🇹🇼 Taiwan
Digital Nomad Visitor Visa
$40,000 / year
6 months — 2 years
No
Yes
🇹🇼 Taiwan
Employment Gold Card
1 year — 3 years
Yes
Yes (3yr)
🇹🇼 Taiwan
Entrepreneur Visa
NT$2,000,000 one-time
2 years
Yes
🇹🇼 Taiwan
Investor Resident Visa
$200,000 one-time
1 year — 5 years
Yes
🇹🇼 Taiwan
Plum Blossom Card (Investment APRC)
NT$15,000,000 one-time
Permanent
Yes
Yes
🇹🇯 Tajikistan
Investor Visa (Category C)
$500,000 one-time
2 years — 5 years
Yes
Yes
🇹🇭 Thailand
Destination Thailand Visa (DTV)
THB 500,000 / funds
180 days — 5 years
Yes
No
🇹🇭 Thailand
Long-Term Resident Visa (Work-from-Thailand Professionals)
$80,000 / year
5 years — 10 years
Yes
Yes
🇹🇭 Thailand
LTR Visa (Wealthy Global Citizens)
$500,000 one-time
5 years — 10 years
Yes
🇹🇭 Thailand
LTR Visa (Wealthy Pensioners)
$80,000 / year
5 years — 10 years
Yes
Yes
🇹🇭 Thailand
Non-Immigrant Visa (Investment)
THB 10,000,000 one-time
1 year
Yes
Yes
🇹🇭 Thailand
Non-Immigrant Visa O-A (Long Stay)
THB 65,000 / month
1 year
Yes
🇹🇭 Thailand
Non-Immigrant Visa O-X (Long Stay 10 Years)
THB 3,000,000 one-time
5 years — 10 years
Yes
🇹🇭 Thailand
SMART Visa S (Startup)
THB 600,000 one-time
6 months — 2 years
Yes
Yes
🇹🇱 Timor-Leste
Business Visa Class II
No minimum capital thresh...
6 months — 2 years
Yes
🇹🇱 Timor-Leste
Investor Residence Authorization
$1,500,000 one-time
2 years — Permanent
Yes
🇹🇷 Turkey
Citizenship by Investment
$400,000 one-time
5 years — Permanent
Yes
Yes
🇹🇷 Turkey
Digital Nomad Visa
$3,000 / month
1 year
Yes
🇹🇷 Turkey
Short-Term Residence Permit (Tourism Purpose)
$1,200 / month
6 months — 2 years
Yes
🇹🇷 Turkey
Turkiye TechVisa (Startup)
3 years
Yes
🇹🇷 Turkey
Turquoise Card
3 years — Permanent
Yes
Yes
🇹🇲 Turkmenistan
Investor Residence Permit
$500,000 one-time
5 years
Yes
Yes (7yr)
🇦🇪 United Arab Emirates
Golden Visa (Entrepreneur)
AED 500,000 one-time
5 years — 10 years
Yes
Yes
🇦🇪 United Arab Emirates
Golden Visa (Investor)
AED 2,000,000 one-time
5 years — 10 years
Yes
Yes
🇦🇪 United Arab Emirates
Golden Visa (Talented Individuals)
10 years
Yes
Yes
🇦🇪 United Arab Emirates
Green Visa (Freelancer / Self-Employed)
AED 360,000 / year
5 years
Yes
Yes
🇦🇪 United Arab Emirates
Green Visa (Investor/Partner)
AED 1,000,000 one-time
5 years
Yes
Yes
🇦🇪 United Arab Emirates
Job Exploration Visa
Must prove sufficient fun...
60 days
No
🇦🇪 United Arab Emirates
Retirement Visa
AED 20,000 / month
5 years
Yes
No
🇦🇪 United Arab Emirates
Virtual Work Residence Permit
$3,500 / month
1 year
Yes
No
🇺🇿 Uzbekistan
Golden Visa
$250,000 one-time
5 years
Yes
No
🇺🇿 Uzbekistan
Investment Visa
$280,500 one-time
3 years — Permanent
Yes
Yes (5yr)
🇺🇿 Uzbekistan
IT Visa
$2,500 / month
1 year — 3 years
Yes
🇻🇳 Vietnam
Investor Visa (DT1-DT4)
₫3,000,000,000 one-time
1 year — 10 years
Yes
🇻🇳 Vietnam
Special Visa Exemption Card
5 years
No
Yes