Passive Income

Carte de Séjour Temporaire Visiteur

💰 Minimum Income
€17,317
per year
Annual net income at least equal to the SMIC net (approximately €1,443/month). Acceptable sources include pensions, rental income, investment returns, savings, and guarantor support
⏱️ Duration
1 year, renewable annually. Not eligible for multi-year card conversion. 10-year EU long-term resident card available after 5 years
👪 Dependants
Yes
Spouse and minor children may each apply individually for their own visitor permit with the same requirements. Family reunification available after 18 months of residence
🛂 Citizenship Path
Yes — after 5 years
After 5 years of continuous residence, holders may apply for a 10-year EU long-term resident card or French citizenship by naturalisation. Requires stable resources, B1 French proficiency, and passing the civic exam

The Carte de Séjour Temporaire Visiteur is France's residence permit for financially independent foreign nationals who wish to live in France without engaging in any professional activity. Established under Article L426-20 of CESEDA, it targets retirees, rentiers, and anyone with sufficient passive income. Holders are strictly prohibited from all work, including remote work for foreign employers.

Requirements
  • Annual net income at least equal to the SMIC net (€17,317/year or €1,443/month as of 2026)
  • Acceptable sources: pensions, rental income, investment returns, savings, or guarantor support
  • Comprehensive private health insurance covering the entire stay
  • Proof of stable accommodation in France (document under 6 months old)
  • Handwritten sworn declaration committing not to work in France
  • Valid passport with at least 6 months validity
  • Signed commitment to respect the principles of the French Republic
Required Documents
  • Valid passport (minimum 6 months validity)
  • Completed visa application form and recent photo
  • Full birth certificate with recent annotations
  • Proof of accommodation (rental contract, property deed, or host attestation)
  • Financial documentation totalling at least €17,317 annually (bank statements, pension certificates, rental contracts)
  • Private health insurance attestation
  • Handwritten declaration not to work in France
  • Medical certificate from OFII (presented at card collection)
  • Proof of fiscal stamp payment
Duration & Renewal

The initial long-stay visa (VLS-TS) is valid for up to 12 months. Before expiry, holders apply for a carte de séjour temporaire via the ANEF online platform. The card is renewed annually and cannot be converted to a multi-year residence card. Apply for renewal between 4 and 2 months before expiry. Late renewal without force majeure incurs an additional €180 regularisation fee.

Family Members

Spouse and minor children may each apply individually for their own visitor VLS-TS and carte de séjour with the same requirements. Alternatively, after 18 months of legal residence, the holder may sponsor family members via family reunification, which requires SMIC-level income, adequate housing (minimum 22 m² for a couple), and A1-level French for the joining family member.

Tax Implications

Holders spending 183 or more days per year in France, or whose centre of vital interests is in France, become French tax residents subject to income tax on worldwide income. Non-residents are taxed only on French-source income at 20-30%. France has an extensive network of double taxation treaties. Holders with passive income from real estate or investments may be subject to social contributions and the Cotisation Subsidiaire Maladie.

Application Process

Apply for a long-stay visa (VLS-TS) at the French consulate via the France-Visas portal. Upon arrival in France, validate the visa online via the ANEF platform within 3 months and pay the applicable tax. The Préfecture must respond within 4 months of a complete application; silence constitutes refusal.

Fees (from 1 May 2026): €99 consular visa fee + €350 first issuance (€300 tax + €50 stamp duty) or €250 renewal (€200 tax + €50 stamp duty).

After 5 years of continuous residence, holders may apply for a 10-year EU long-term resident card, requiring stable resources at SMIC gross level (€1,823/month), B1 French proficiency, and passing the civic exam. Absences must not exceed 6 consecutive months or 10 months total over the 5-year period. French citizenship by naturalisation is also available after 5 years.

Other Visa Programs in Europe

Country
Program
Income
Investment
Funds Required
Capital Required
Duration
Dependants
Citizenship
Compare
🇦🇱 Albania
Residence Permit for Pensioners
ALL 120,000 / month
1 year
Yes
Yes (7yr)
🇦🇱 Albania
Residence Permit for Real Estate Owners
No minimum investment amo...
1 year
Yes
Yes (7yr)
🇦🇱 Albania
Unique Permit for Digital Mobile Workers
No explicit statutory min...
1 year — 5 years
Yes
Yes (7yr)
🇦🇱 Albania
Unique Permit for Investors
ALL 10,000,000 one-time
2 years — 3 years
Yes
Yes (7yr)
🇦🇩 Andorra
Digital Nomad Residence Permit
€4,342 / month
2 years
Yes
🇦🇩 Andorra
Entrepreneur Residence Permit
1 year
Yes
🇦🇩 Andorra
Residence for Scientific, Cultural and Sporting Interest
€54,912 / year
2 years — 10 years
Yes
Yes
🇦🇩 Andorra
Residence Without Lucrative Activity
€1,000,000 one-time
2 years — 10 years
Yes
Yes
🇦🇹 Austria
Job Seeker Visa (Red-White-Red Card)
Must prove sufficient fun...
6 months
No
🇦🇹 Austria
Red-White-Red Card for Start-up Founders
€30,000 one-time
2 years — Permanent
Yes
🇦🇹 Austria
Settlement Permit — Artist
€1,309 / month
1 year — Permanent
Yes
🇦🇹 Austria
Settlement Permit Excluding Gainful Employment
€2,617 / month
1 year — Permanent
Yes
Yes (10yr)
🇧🇾 Belarus
Hi-Tech Park Resident
No minimum capital invest...
1 year
Yes
🇧🇾 Belarus
Investor Permanent Residence Permit
$202,000 one-time
Permanent
Yes
Yes
🇧🇪 Belgium
Professional Card for Entrepreneur
€22,838 one-time
1 year — 5 years
Yes
Yes (5yr)
🇧🇪 Belgium
Rentier Residence Permit
€1,314 / month
1 year
Yes
Yes (5yr)
🇧🇬 Bulgaria
Continuous Residence Permit for Pensioners
€620 / month
1 year
Yes
🇧🇬 Bulgaria
Digital Nomad Residence Permit
€31,010 / year
1 year — 2 years
Yes
No
🇧🇬 Bulgaria
Investor Residence Permit
€512,000 one-time
1 year — Permanent
Yes
Yes (5yr)
🇧🇬 Bulgaria
Startup Visa
€1,860 one-time
1 year — 3 years
Yes
🇭🇷 Croatia
Temporary Stay for Other Purposes (Property Ownership)
€791 / month
1 year
Yes
🇭🇷 Croatia
Temporary Stay of Digital Nomads
€3,623 / month
1 month — 18 months
Yes
🇨🇾 Cyprus
Category D Immigration Permit
Permanent
Yes
Yes
🇨🇾 Cyprus
Category F Immigration Permit
€798 / month
Permanent
Yes
Yes (7yr)
🇨🇾 Cyprus
Digital Nomad Visa
€3,500 / month
1 year — 3 years
Yes
No
🇨🇾 Cyprus
Permanent Residence Permit for Investors
€300,000 one-time
Permanent
Yes
Yes (7yr)
🇨🇾 Cyprus
Startup Visa
€20,000 one-time
3 years — 5 years
Yes
🇨🇿 Czech Republic
Digital Nomad Program
CZK 69,248 / month
1 year — 3 years
Yes
🇨🇿 Czech Republic
Long-Term Residence Permit for the Purpose of Investment
CZK 75,000,000 one-time
2 years
Yes
Yes (5yr)
🇩🇰 Denmark
Start-up Denmark
DKK 153,240 one-time
2 years — 5 years
Yes
Yes (8yr)
🇪🇪 Estonia
Digital Nomad Visa
€4,500 / month
90 days — 1 year
Yes
No
🇪🇪 Estonia
Residence Permit for Major Investor
€1,000,000 one-time
5 years — 10 years
Yes
🇪🇪 Estonia
Startup Visa
€880 / month
1 year — 5 years
Yes
Yes (8yr)
🇫🇮 Finland
Residence Permit for Work in Culture or Arts
€1,463 / month
1 year — 4 years
Yes
🇫🇮 Finland
Startup Residence Permit
No fixed capital requirem...
2 years — 4 years
Yes
Yes (6yr)
🇫🇷 France
Carte de Séjour Temporaire Visiteur
€17,317 / year
1 year
Yes
Yes (5yr)
🇫🇷 France
Talent Porteur de Projet — Business Creation
€30,000 one-time
4 years
Yes
🇫🇷 France
Talent Porteur de Projet — Direct Economic Investment
€300,000 one-time
4 years
Yes
🇫🇷 France
Talent Porteur de Projet — Innovative Economic Project (French Tech Visa)
No minimum investment req...
4 years
Yes
🇫🇷 France
Talent — Artistic and Cultural Profession
€15,313 / year
4 years
Yes
Yes (5yr)
🇫🇷 France
Talent — International Reputation
4 years
Yes
Yes (5yr)
🇩🇪 Germany
Opportunity Card (Chancenkarte)
Must prove sufficient fun...
1 year
No
🇩🇪 Germany
Freelance Residence Permit
No fixed statutory minimu...
1 year — 3 years
Yes
🇩🇪 Germany
Residence Permit for Financially Independent Persons
No fixed statutory minimu...
1 year — 3 years
Yes
🇩🇪 Germany
Self-Employment Residence Permit for Business Founders
No fixed statutory minimu...
1 year — 3 years
Yes
🇩🇪 Germany
Settlement Permit for Highly Qualified Professionals
Permanent
Yes
Yes (5yr)
🇬🇷 Greece
Digital Nomad Visa
€3,500 / month
1 year — 2 years
Yes
Yes
🇬🇷 Greece
Golden Visa (Permanent Residence Permit for Investor)
€400,000 one-time
5 years — Permanent
Yes
Yes (7yr)
🇬🇷 Greece
Residence Permit for Financially Independent Persons
€3,500 / month
3 years — Permanent
Yes
Yes (5yr)
🇬🇷 Greece
Talent Visa
1 year
Yes
Yes (7yr)
🇬🇬 Guernsey
Guernsey Entrepreneur Visa
£200,000 one-time
2 years — 5 years
Yes
Yes
🇬🇬 Guernsey
Guernsey Investor Visa
£1,000,000 one-time
2 years — 5 years
Yes
Yes
🇭🇺 Hungary
Guest Investor Residence Permit
€250,000 one-time
10 years
Yes
Yes
🇭🇺 Hungary
Guest Self-Employment Residence Permit
No fixed capital requirem...
1 year — 3 years
Yes
Yes
🇭🇺 Hungary
White Card
€3,000 / month
1 year — 2 years
No
🇮🇸 Iceland
Long-Term Visa for Remote Work
ISK 1,000,000 / month
90 days — 180 days
Yes
No
🇮🇪 Ireland
Stamp 0 (Person of Independent Means)
€50,000 / year
1 year
No
No
🇮🇪 Ireland
Start-Up Entrepreneur Programme (STEP)
€50,000 one-time
2 years — 5 years
Yes
Yes (5yr)
🇮🇲 Isle of Man
Innovator Visa
£50,000 one-time
3 years — Permanent
Yes
Yes
🇮🇲 Isle of Man
Start-Up Visa
£945 one-time
2 years
Yes
No
🇮🇹 Italy
Digital Nomad Visa
€24,789 / year
1 year
Yes
Yes (5yr)
🇮🇹 Italy
Elective Residence Visa
€32,000 / year
1 year — 2 years
Yes
Yes (10yr)
🇮🇹 Italy
Investor Visa for Italy
€250,000 one-time
2 years — 3 years
Yes
Yes (10yr)
🇮🇹 Italy
Italia Startup Visa
€50,000 one-time
1 year — 2 years
Yes
Yes (10yr)
🇯🇪 Jersey
High Value Residency Programme
£3,500,000 one-time
Permanent
Yes
Yes
🇽🇰 Kosovo
Self-Employment Work Permit
No fixed minimum capital....
1 year — 5 years
Yes
🇱🇻 Latvia
Investor Residence Permit
€50,000 one-time
5 years
Yes
Yes
🇱🇻 Latvia
Long-Stay Visa for Remote Work
€4,213 / month
1 year — 2 years
No
Yes
🇱🇻 Latvia
Startup Visa
€2,800 one-time
3 years
Yes
Yes
🇱🇻 Latvia
Temporary Residence Permit for Pensioners
€1,101 / month
5 years
Yes
🇱🇮 Liechtenstein
Residence Permit Without Gainful Employment
CHF 100,000 / year
1 year
Yes
Yes
🇱🇹 Lithuania
Startup Visa
€1,000 one-time
1 year — 2 years
Yes
Yes (10yr)
🇱🇺 Luxembourg
Investor Residence Permit
€500,000 one-time
3 years
Yes
Yes (5yr)
🇱🇺 Luxembourg
Job Seeker Authorisation
Must prove sufficient res...
9 months
No
🇱🇺 Luxembourg
Residence Permit for Private Reasons
€2,704 / month
3 years
Yes
Yes (5yr)
🇱🇺 Luxembourg
Self-Employed Worker Residence Permit
No fixed minimum — adequa...
3 years — 5 years
Yes
🇲🇹 Malta
Global Residence Programme
€15,000 / year
1 year — Permanent
Yes
Yes
🇲🇹 Malta
Malta Permanent Residence Programme
€68,000 one-time
Permanent
Yes
Yes (5yr)
🇲🇹 Malta
Malta Retirement Programme
€7,500 / year
1 year — Permanent
Yes
No
🇲🇹 Malta
Nomad Residence Permit
€42,000 / year
1 year — 4 years
Yes
No
🇲🇹 Malta
Startup Residence Programme
€25,000 one-time
3 years — 8 years
Yes
Yes (5yr)
🇲🇹 Malta
The Residence Programme
€15,000 / year
1 year — Permanent
Yes
Yes
🇲🇹 Malta
United Nations Pensions Programme
€10,000 / year
1 year — Permanent
Yes
Yes
🇲🇩 Moldova
Digital Nomad Visa
€2,535 / month
2 years
Yes
Yes
🇲🇩 Moldova
Investment Residence Permit
€27,000 one-time
2 years — 8 years
Yes
Yes (8yr)
🇲🇨 Monaco
Residence Permit for Persons Without Professional Activity
No fixed minimum. Applica...
1 year — Permanent
Yes
Yes (10yr)
🇲🇪 Montenegro
Digital Nomad Residence Permit
€2,010 / month
2 years — 4 years
Yes
Yes
🇲🇪 Montenegro
Temporary Residence and Work Permit for Entrepreneurs
No minimum capital requir...
1 year
Yes
Yes (10yr)
🇲🇪 Montenegro
Temporary Residence Permit for Property Owners
€150,000 one-time
1 year
Yes
Yes
🇳🇱 Netherlands
Orientation Year Residence Permit
1 year
Yes
🇳🇱 Netherlands
Startup Residence Permit
€1,735 / month
1 year
Yes
🇲🇰 North Macedonia
Personal Work Permit for Self-Employment
No fixed minimum; must de...
1 year — 3 years
Yes
Yes (8yr)
🇳🇴 Norway
Self-Employment Residence Permit
No fixed capital requirem...
1 year
Yes
🇵🇹 Portugal
D7 Passive Income Visa
€920 / month
2 years — Permanent
Yes
Yes (5yr)
🇵🇹 Portugal
D8 Digital Nomad Visa
€3,680 / month
1 year
Yes
Yes (5yr)
🇵🇹 Portugal
Digital Nomad Residence Permit
€3,680 / month
2 years — Permanent
Yes
Yes (5yr)
🇵🇹 Portugal
Golden Visa
€500,000 one-time
2 years — Permanent
Yes
Yes (5yr)
🇵🇹 Portugal
Job Seeker Visa
€760 / month
120 days — 180 days
No
🇵🇹 Portugal
Residence Permit for Highly Qualified Activity
€1,611 / month
2 years — Permanent
Yes
Yes (5yr)
🇵🇹 Portugal
StartUP Visa
€6,446 one-time
2 years — Permanent
Yes
Yes (5yr)
🇷🇴 Romania
Digital Nomad Visa
€5,650 / month
6 months — 1 year
No
🇷🇴 Romania
Long-Stay Visa for Commercial Activities
€100,000 one-time
1 year — 3 years
Yes
🇷🇺 Russia
Impatriation Residence Permit
3 years — Permanent
Yes
Yes
🇷🇺 Russia
Investor Residence Permit
RUB 15,000,000 one-time
Permanent
Yes
Yes (5yr)
🇸🇲 San Marino
Atypical Residence for Pensioners
€120,000 / year
10 years — Permanent
Yes
🇸🇲 San Marino
Elective Residence
€500,000 one-time
10 years — Permanent
Yes
Yes (30yr)
🇸🇲 San Marino
High-Tech Startup Residence
€1 one-time
1 year — Permanent
Yes
🇷🇸 Serbia
Investor Temporary Residence Permit
€50,000 one-time
6 months — 3 years
Yes
Yes
🇷🇸 Serbia
Property Ownership Temporary Residence Permit
Ownership of residential ...
3 years
Yes
Yes
🇷🇸 Serbia
Startup Temporary Residence Permit
1 year — 3 years
Yes
🇷🇸 Serbia
Talent Temporary Residence Permit
1 year — 3 years
Yes
🇸🇰 Slovakia
Temporary Residence for Business Purpose
€28,413 one-time
3 years
Yes
🇸🇮 Slovenia
Temporary Residence Permit for Digital Nomads
€3,222 / month
1 year
Yes
🇸🇮 Slovenia
Temporary Residence Permit for Other Justified Reasons
€494 / month
1 year
Yes
Yes (10yr)
🇪🇸 Spain
Entrepreneur Visa
No fixed capital requirem...
1 year — 3 years
Yes
Yes (10yr)
🇪🇸 Spain
International Telework Visa
€2,849 / month
1 year — 3 years
Yes
Yes (10yr)
🇪🇸 Spain
Non-Lucrative Residence Visa
€2,400 / month
1 year — 2 years
Yes
Yes (10yr)
🇸🇪 Sweden
Residence Permit for Job Seeking
Must prove sufficient fun...
9 months — 1 year
Yes
🇸🇪 Sweden
Residence Permit for Highly Qualified Persons
9 months
No
🇸🇪 Sweden
Self-Employment Residence Permit
SEK 200,000 one-time
1 year — 2 years
Yes
🇨🇭 Switzerland
Residence Permit Without Gainful Employment
CHF 25,200 / year
1 year — 5 years
Yes
Yes (10yr)
🇺🇦 Ukraine
Immigration Permit for Highly Qualified IT Specialists
Permanent
Yes
Yes (5yr)
🇺🇦 Ukraine
Immigration Permit for Investors
$100,000 one-time
Permanent
Yes
Yes
🇺🇦 Ukraine
Temporary Residence Permit for Investors
€100,000 one-time
2 years
No
🇬🇧 United Kingdom
Global Talent Visa
1 year — 5 years
Yes
Yes (4yr)
🇬🇧 United Kingdom
High Potential Individual Visa
2 years — 3 years
Yes
🇬🇧 United Kingdom
Innovator Founder Visa
No minimum investment req...
3 years — Permanent
Yes