Passive Income

Residence Permit Without Gainful Employment

💰 Minimum Income
CHF 100,000
per year
No fixed statutory minimum; in practice approximately CHF 100,000/year in verifiable passive income is expected. Those seeking lump-sum taxation face a minimum annual tax of CHF 300,000
⏱️ Duration
Valid for 1 year, renewable annually. After 5 years of continuous residence, eligible for a settlement permit (C permit)
👪 Dependants
Yes
Spouse and children under 21 (EEA nationals) or under 18 (third-country nationals). Family reunification must be applied for within 3 years of the main permit
🛂 Citizenship Path
Yes
After 5 years of continuous residence, eligible to apply for a settlement permit (Niederlassungsbewilligung, C permit) valid for up to 10 years; citizenship requires 30 years of continuous residence (reducible to 10 years with local municipality…

Liechtenstein's Residence Permit Without Gainful Employment (Aufenthaltsbewilligung ohne Erwerbstätigkeit) is a B residence permit allowing financially independent foreign nationals to live in the Principality without engaging in any gainful employment. The program targets retirees, pensioners, and individuals living on passive income from investments, savings, or foreign sources. It is one of Europe's most restrictive residence programs: Liechtenstein enforces strict annual quotas on all residence permits, a feature of its special EEA membership terms negotiated when the microstate joined the European Economic Area in 1995.

Eligibility Tracks

There are three categories of applicants, each with different rules:

  • EEA nationals: 16 permits per year allocated without employment. Half are distributed by lottery (held twice yearly in spring and autumn), and the rest are awarded by direct government decision.
  • Swiss nationals: 5 permits per year, awarded by direct government allocation only. Cannot participate in the lottery.
  • Third-country nationals: No fixed quota. Permits are granted only in exceptional cases where the applicant is deemed of particular interest to Liechtenstein.
Requirements
  • Sufficient financial means so that no social assistance is required (no fixed statutory minimum, but approximately CHF 100,000/year in verifiable income is expected in practice)
  • Comprehensive health insurance covering all risks in Liechtenstein
  • Proof of accommodation in Liechtenstein
  • Criminal record certificate
  • No gainful employment in Liechtenstein (employment abroad is permitted for non-lump-sum-taxed residents)
  • No specific educational or professional qualifications required
Application Process

For EEA nationals entering the lottery, applications must be submitted during a designated window (e.g., August 1-31 for the autumn draw). Each draw consists of a preliminary draw (CHF 100 fee) and a final draw (CHF 500 fee). Winning the lottery does not guarantee approval — applicants must still meet all substantive requirements. The government decides on non-employed residence applications once per quarter.

For third-country nationals, applications go directly to the Migration and Passport Office, which forwards them to the government for a discretionary decision. Permit issuance costs CHF 1,060 upon approval.

Duration & Renewal

The permit is valid for 1 year and must be renewed annually. Extension applications must be filed no later than two weeks before expiry. Continued financial self-sufficiency, health insurance, and accommodation must be demonstrated at each renewal. After 5 years of continuous residence, holders may apply for a settlement permit (C permit) valid for up to 10 years.

Family Members

EEA nationals may bring a spouse and children under 21. Third-country nationals may bring a spouse and children under 18, with family reunification applications submitted within 3 years of the main permit. Dependants of non-employed permit holders are also prohibited from working in Liechtenstein unless they independently obtain a separate employment-linked permit. Financial self-sufficiency must cover the entire family.

Tax Implications

Residents are subject to Liechtenstein income tax with a maximum rate of approximately 22%. Non-employed foreign nationals taking up residence for the first time may apply for lump-sum taxation (Pauschalbesteuerung) at a flat rate of 25% on worldwide living expenses, with a government-set minimum annual tax of CHF 300,000. Under the lump-sum regime, employment both within Liechtenstein and abroad is prohibited.

Residency Obligations

Permit holders must reside in Liechtenstein for at least 183 days per year and maintain the country as their centre of life. Residents must register with their local municipality and file annual tax returns. Extended absences may result in non-renewal of the permit. Citizenship requires 30 years of continuous residence, reducible to 10 years with local municipality approval.

Other Visa Programs in Europe

Country
Program
Income
Investment
Funds Required
Capital Required
Duration
Dependants
Citizenship
Compare
🇦🇱 Albania
Residence Permit for Pensioners
ALL 120,000 / month
1 year
Yes
Yes (7yr)
🇦🇱 Albania
Residence Permit for Real Estate Owners
No minimum investment amo...
1 year
Yes
Yes (7yr)
🇦🇱 Albania
Unique Permit for Digital Mobile Workers
No explicit statutory min...
1 year — 5 years
Yes
Yes (7yr)
🇦🇱 Albania
Unique Permit for Investors
ALL 10,000,000 one-time
2 years — 3 years
Yes
Yes (7yr)
🇦🇩 Andorra
Digital Nomad Residence Permit
€4,342 / month
2 years
Yes
🇦🇩 Andorra
Entrepreneur Residence Permit
1 year
Yes
🇦🇩 Andorra
Residence for Scientific, Cultural and Sporting Interest
€54,912 / year
2 years — 10 years
Yes
Yes
🇦🇩 Andorra
Residence Without Lucrative Activity
€1,000,000 one-time
2 years — 10 years
Yes
Yes
🇦🇹 Austria
Job Seeker Visa (Red-White-Red Card)
Must prove sufficient fun...
6 months
No
🇦🇹 Austria
Red-White-Red Card for Start-up Founders
€30,000 one-time
2 years — Permanent
Yes
🇦🇹 Austria
Settlement Permit — Artist
€1,309 / month
1 year — Permanent
Yes
🇦🇹 Austria
Settlement Permit Excluding Gainful Employment
€2,617 / month
1 year — Permanent
Yes
Yes (10yr)
🇧🇾 Belarus
Hi-Tech Park Resident
No minimum capital invest...
1 year
Yes
🇧🇾 Belarus
Investor Permanent Residence Permit
$202,000 one-time
Permanent
Yes
Yes
🇧🇪 Belgium
Professional Card for Entrepreneur
€22,838 one-time
1 year — 5 years
Yes
Yes (5yr)
🇧🇪 Belgium
Rentier Residence Permit
€1,314 / month
1 year
Yes
Yes (5yr)
🇧🇬 Bulgaria
Continuous Residence Permit for Pensioners
€620 / month
1 year
Yes
🇧🇬 Bulgaria
Digital Nomad Residence Permit
€31,010 / year
1 year — 2 years
Yes
No
🇧🇬 Bulgaria
Investor Residence Permit
€512,000 one-time
1 year — Permanent
Yes
Yes (5yr)
🇧🇬 Bulgaria
Startup Visa
€1,860 one-time
1 year — 3 years
Yes
🇭🇷 Croatia
Temporary Stay for Other Purposes (Property Ownership)
€791 / month
1 year
Yes
🇭🇷 Croatia
Temporary Stay of Digital Nomads
€3,623 / month
1 month — 18 months
Yes
🇨🇾 Cyprus
Category D Immigration Permit
Permanent
Yes
Yes
🇨🇾 Cyprus
Category F Immigration Permit
€798 / month
Permanent
Yes
Yes (7yr)
🇨🇾 Cyprus
Digital Nomad Visa
€3,500 / month
1 year — 3 years
Yes
No
🇨🇾 Cyprus
Permanent Residence Permit for Investors
€300,000 one-time
Permanent
Yes
Yes (7yr)
🇨🇾 Cyprus
Startup Visa
€20,000 one-time
3 years — 5 years
Yes
🇨🇿 Czech Republic
Digital Nomad Program
CZK 69,248 / month
1 year — 3 years
Yes
🇨🇿 Czech Republic
Long-Term Residence Permit for the Purpose of Investment
CZK 75,000,000 one-time
2 years
Yes
Yes (5yr)
🇩🇰 Denmark
Start-up Denmark
DKK 153,240 one-time
2 years — 5 years
Yes
Yes (8yr)
🇪🇪 Estonia
Digital Nomad Visa
€4,500 / month
90 days — 1 year
Yes
No
🇪🇪 Estonia
Residence Permit for Major Investor
€1,000,000 one-time
5 years — 10 years
Yes
🇪🇪 Estonia
Startup Visa
€880 / month
1 year — 5 years
Yes
Yes (8yr)
🇫🇮 Finland
Residence Permit for Work in Culture or Arts
€1,463 / month
1 year — 4 years
Yes
🇫🇮 Finland
Startup Residence Permit
No fixed capital requirem...
2 years — 4 years
Yes
Yes (6yr)
🇫🇷 France
Carte de Séjour Temporaire Visiteur
€17,317 / year
1 year
Yes
Yes (5yr)
🇫🇷 France
Talent Porteur de Projet — Business Creation
€30,000 one-time
4 years
Yes
🇫🇷 France
Talent Porteur de Projet — Direct Economic Investment
€300,000 one-time
4 years
Yes
🇫🇷 France
Talent Porteur de Projet — Innovative Economic Project (French Tech Visa)
No minimum investment req...
4 years
Yes
🇫🇷 France
Talent — Artistic and Cultural Profession
€15,313 / year
4 years
Yes
Yes (5yr)
🇫🇷 France
Talent — International Reputation
4 years
Yes
Yes (5yr)
🇩🇪 Germany
Opportunity Card (Chancenkarte)
Must prove sufficient fun...
1 year
No
🇩🇪 Germany
Freelance Residence Permit
No fixed statutory minimu...
1 year — 3 years
Yes
🇩🇪 Germany
Residence Permit for Financially Independent Persons
No fixed statutory minimu...
1 year — 3 years
Yes
🇩🇪 Germany
Self-Employment Residence Permit for Business Founders
No fixed statutory minimu...
1 year — 3 years
Yes
🇩🇪 Germany
Settlement Permit for Highly Qualified Professionals
Permanent
Yes
Yes (5yr)
🇬🇷 Greece
Digital Nomad Visa
€3,500 / month
1 year — 2 years
Yes
Yes
🇬🇷 Greece
Golden Visa (Permanent Residence Permit for Investor)
€400,000 one-time
5 years — Permanent
Yes
Yes (7yr)
🇬🇷 Greece
Residence Permit for Financially Independent Persons
€3,500 / month
3 years — Permanent
Yes
Yes (5yr)
🇬🇷 Greece
Talent Visa
1 year
Yes
Yes (7yr)
🇬🇬 Guernsey
Guernsey Entrepreneur Visa
£200,000 one-time
2 years — 5 years
Yes
Yes
🇬🇬 Guernsey
Guernsey Investor Visa
£1,000,000 one-time
2 years — 5 years
Yes
Yes
🇭🇺 Hungary
Guest Investor Residence Permit
€250,000 one-time
10 years
Yes
Yes
🇭🇺 Hungary
Guest Self-Employment Residence Permit
No fixed capital requirem...
1 year — 3 years
Yes
Yes
🇭🇺 Hungary
White Card
€3,000 / month
1 year — 2 years
No
🇮🇸 Iceland
Long-Term Visa for Remote Work
ISK 1,000,000 / month
90 days — 180 days
Yes
No
🇮🇪 Ireland
Stamp 0 (Person of Independent Means)
€50,000 / year
1 year
No
No
🇮🇪 Ireland
Start-Up Entrepreneur Programme (STEP)
€50,000 one-time
2 years — 5 years
Yes
Yes (5yr)
🇮🇲 Isle of Man
Innovator Visa
£50,000 one-time
3 years — Permanent
Yes
Yes
🇮🇲 Isle of Man
Start-Up Visa
£945 one-time
2 years
Yes
No
🇮🇹 Italy
Digital Nomad Visa
€24,789 / year
1 year
Yes
Yes (5yr)
🇮🇹 Italy
Elective Residence Visa
€32,000 / year
1 year — 2 years
Yes
Yes (10yr)
🇮🇹 Italy
Investor Visa for Italy
€250,000 one-time
2 years — 3 years
Yes
Yes (10yr)
🇮🇹 Italy
Italia Startup Visa
€50,000 one-time
1 year — 2 years
Yes
Yes (10yr)
🇯🇪 Jersey
High Value Residency Programme
£3,500,000 one-time
Permanent
Yes
Yes
🇽🇰 Kosovo
Self-Employment Work Permit
No fixed minimum capital....
1 year — 5 years
Yes
🇱🇻 Latvia
Investor Residence Permit
€50,000 one-time
5 years
Yes
Yes
🇱🇻 Latvia
Long-Stay Visa for Remote Work
€4,213 / month
1 year — 2 years
No
Yes
🇱🇻 Latvia
Startup Visa
€2,800 one-time
3 years
Yes
Yes
🇱🇻 Latvia
Temporary Residence Permit for Pensioners
€1,101 / month
5 years
Yes
🇱🇮 Liechtenstein
Residence Permit Without Gainful Employment
CHF 100,000 / year
1 year
Yes
Yes
🇱🇹 Lithuania
Startup Visa
€1,000 one-time
1 year — 2 years
Yes
Yes (10yr)
🇱🇺 Luxembourg
Investor Residence Permit
€500,000 one-time
3 years
Yes
Yes (5yr)
🇱🇺 Luxembourg
Job Seeker Authorisation
Must prove sufficient res...
9 months
No
🇱🇺 Luxembourg
Residence Permit for Private Reasons
€2,704 / month
3 years
Yes
Yes (5yr)
🇱🇺 Luxembourg
Self-Employed Worker Residence Permit
No fixed minimum — adequa...
3 years — 5 years
Yes
🇲🇹 Malta
Global Residence Programme
€15,000 / year
1 year — Permanent
Yes
Yes
🇲🇹 Malta
Malta Permanent Residence Programme
€68,000 one-time
Permanent
Yes
Yes (5yr)
🇲🇹 Malta
Malta Retirement Programme
€7,500 / year
1 year — Permanent
Yes
No
🇲🇹 Malta
Nomad Residence Permit
€42,000 / year
1 year — 4 years
Yes
No
🇲🇹 Malta
Startup Residence Programme
€25,000 one-time
3 years — 8 years
Yes
Yes (5yr)
🇲🇹 Malta
The Residence Programme
€15,000 / year
1 year — Permanent
Yes
Yes
🇲🇹 Malta
United Nations Pensions Programme
€10,000 / year
1 year — Permanent
Yes
Yes
🇲🇩 Moldova
Digital Nomad Visa
€2,535 / month
2 years
Yes
Yes
🇲🇩 Moldova
Investment Residence Permit
€27,000 one-time
2 years — 8 years
Yes
Yes (8yr)
🇲🇨 Monaco
Residence Permit for Persons Without Professional Activity
No fixed minimum. Applica...
1 year — Permanent
Yes
Yes (10yr)
🇲🇪 Montenegro
Digital Nomad Residence Permit
€2,010 / month
2 years — 4 years
Yes
Yes
🇲🇪 Montenegro
Temporary Residence and Work Permit for Entrepreneurs
No minimum capital requir...
1 year
Yes
Yes (10yr)
🇲🇪 Montenegro
Temporary Residence Permit for Property Owners
€150,000 one-time
1 year
Yes
Yes
🇳🇱 Netherlands
Orientation Year Residence Permit
1 year
Yes
🇳🇱 Netherlands
Startup Residence Permit
€1,735 / month
1 year
Yes
🇲🇰 North Macedonia
Personal Work Permit for Self-Employment
No fixed minimum; must de...
1 year — 3 years
Yes
Yes (8yr)
🇳🇴 Norway
Self-Employment Residence Permit
No fixed capital requirem...
1 year
Yes
🇵🇹 Portugal
D7 Passive Income Visa
€920 / month
2 years — Permanent
Yes
Yes (5yr)
🇵🇹 Portugal
D8 Digital Nomad Visa
€3,680 / month
1 year
Yes
Yes (5yr)
🇵🇹 Portugal
Digital Nomad Residence Permit
€3,680 / month
2 years — Permanent
Yes
Yes (5yr)
🇵🇹 Portugal
Golden Visa
€500,000 one-time
2 years — Permanent
Yes
Yes (5yr)
🇵🇹 Portugal
Job Seeker Visa
€760 / month
120 days — 180 days
No
🇵🇹 Portugal
Residence Permit for Highly Qualified Activity
€1,611 / month
2 years — Permanent
Yes
Yes (5yr)
🇵🇹 Portugal
StartUP Visa
€6,446 one-time
2 years — Permanent
Yes
Yes (5yr)
🇷🇴 Romania
Digital Nomad Visa
€5,650 / month
6 months — 1 year
No
🇷🇴 Romania
Long-Stay Visa for Commercial Activities
€100,000 one-time
1 year — 3 years
Yes
🇷🇺 Russia
Impatriation Residence Permit
3 years — Permanent
Yes
Yes
🇷🇺 Russia
Investor Residence Permit
RUB 15,000,000 one-time
Permanent
Yes
Yes (5yr)
🇸🇲 San Marino
Atypical Residence for Pensioners
€120,000 / year
10 years — Permanent
Yes
🇸🇲 San Marino
Elective Residence
€500,000 one-time
10 years — Permanent
Yes
Yes (30yr)
🇸🇲 San Marino
High-Tech Startup Residence
€1 one-time
1 year — Permanent
Yes
🇷🇸 Serbia
Investor Temporary Residence Permit
€50,000 one-time
6 months — 3 years
Yes
Yes
🇷🇸 Serbia
Property Ownership Temporary Residence Permit
Ownership of residential ...
3 years
Yes
Yes
🇷🇸 Serbia
Startup Temporary Residence Permit
1 year — 3 years
Yes
🇷🇸 Serbia
Talent Temporary Residence Permit
1 year — 3 years
Yes
🇸🇰 Slovakia
Temporary Residence for Business Purpose
€28,413 one-time
3 years
Yes
🇸🇮 Slovenia
Temporary Residence Permit for Digital Nomads
€3,222 / month
1 year
Yes
🇸🇮 Slovenia
Temporary Residence Permit for Other Justified Reasons
€494 / month
1 year
Yes
Yes (10yr)
🇪🇸 Spain
Entrepreneur Visa
No fixed capital requirem...
1 year — 3 years
Yes
Yes (10yr)
🇪🇸 Spain
International Telework Visa
€2,849 / month
1 year — 3 years
Yes
Yes (10yr)
🇪🇸 Spain
Non-Lucrative Residence Visa
€2,400 / month
1 year — 2 years
Yes
Yes (10yr)
🇸🇪 Sweden
Residence Permit for Job Seeking
Must prove sufficient fun...
9 months — 1 year
Yes
🇸🇪 Sweden
Residence Permit for Highly Qualified Persons
9 months
No
🇸🇪 Sweden
Self-Employment Residence Permit
SEK 200,000 one-time
1 year — 2 years
Yes
🇨🇭 Switzerland
Residence Permit Without Gainful Employment
CHF 25,200 / year
1 year — 5 years
Yes
Yes (10yr)
🇺🇦 Ukraine
Immigration Permit for Highly Qualified IT Specialists
Permanent
Yes
Yes (5yr)
🇺🇦 Ukraine
Immigration Permit for Investors
$100,000 one-time
Permanent
Yes
Yes
🇺🇦 Ukraine
Temporary Residence Permit for Investors
€100,000 one-time
2 years
No
🇬🇧 United Kingdom
Global Talent Visa
1 year — 5 years
Yes
Yes (4yr)
🇬🇧 United Kingdom
High Potential Individual Visa
2 years — 3 years
Yes
🇬🇧 United Kingdom
Innovator Founder Visa
No minimum investment req...
3 years — Permanent
Yes