Spain

Spain

Non-Lucrative Residence Visa

💰 Minimum Income
€2,400
per month
400% of Spain's IPREM (currently €600/month), equalling €2,400/month or €28,800/year for the main applicant. Each dependant adds 100% of IPREM (€600/month or €7,200/year).
⏱️ Duration
Initial authorization for 1 year, renewable for 2-year periods. After 5 consecutive years of legal residence, eligible for long-term (permanent) residence.
👪 Dependants
Yes
Spouse, registered or stable unmarried partner (12+ months cohabitation or common children), dependent minor children, and dependent adult children with disabilities. Each dependant files a separate application.

Spain's Non-Lucrative Residence Visa (Visado de Residencia No Lucrativa) allows non-EU nationals to reside in Spain without engaging in any work or professional activity. It is designed for retirees, pensioners, and individuals with independent financial means such as savings, passive investment income, rental income, or pensions. The program is governed by Organic Law 4/2000 and implemented through Royal Decree 1155/2024, which entered into force in May 2025.

Requirements
  • Non-EU/EEA national with no criminal record in Spain or in countries of residence during the last 5 years
  • Sufficient financial means: at least €2,400/month (400% of IPREM) for the main applicant, plus €600/month per dependant
  • Private health insurance from an insurer authorized in Spain, covering all risks of the public health system with no copayments, deductibles, or coverage limits
  • Proof of accommodation in Spain (rental contract, property deed, or reservation)
  • Medical certificate confirming no serious public health conditions
  • Must not be inadmissible in Spain or the Schengen area
Required Documents
  • National visa application form and Form EX-01 (residence authorization request)
  • Valid passport (minimum 1-year validity, 2 blank pages, issued within 10 years)
  • Recent passport-size colour photograph (white background)
  • Criminal record certificate from countries of residence during the past 5 years (apostilled and translated into Spanish)
  • Medical certificate per 2005 International Health Regulations
  • Bank statements for the last 3 months, bank certificates, or documentation of regular passive income (pensions, investments, dividends, rental income)
  • Private health insurance certificate from an insurer authorized in Spain
  • Proof of accommodation in Spain
  • Fee payment (Modelo 790, Codigo 052: €10.94 for initial authorization)
Duration & Renewal

The initial authorization is valid for 1 year. The first renewal extends for 2 years, and the second renewal for another 2 years. After 5 consecutive years of legal temporary residence, holders may apply for long-term (permanent) residence. Spanish citizenship may be pursued after 10 years of legal residence. Renewal requires proof of continued financial means covering the full renewal period (€57,600 for 2 years), valid health insurance, a clean criminal record, and evidence of having lived in Spain for more than 183 days per calendar year.

Family Members

Eligible dependants include a spouse, registered domestic partner, stable unmarried partner with at least 12 months of cohabitation or common children, dependent minor children, and dependent adult children with disabilities. Each family member must submit a separate complete application with all required documents, including passport, criminal record certificate, medical certificate, health insurance, and proof of family relationship (marriage certificates, birth certificates, or partnership documentation, apostilled and translated). The financial requirement increases by €600/month (100% of IPREM) per dependant.

Tax Implications

Holders who spend more than 183 days per year in Spain become tax residents and must file annual income tax returns (IRPF) on worldwide income at rates of 19% to 47%. Tax residents must also declare foreign assets exceeding €50,000 via Modelo 720. Wealth tax may also apply depending on the autonomous community. The Beckham Law special tax regime is not available to non-lucrative visa holders.

Employment Restrictions

The visa strictly prohibits all gainful work or professional activity in Spain, including employment, self-employment, and remote work for foreign entities. Violation can lead to denial of renewal or revocation of the authorization. Holders who wish to work must first apply to modify their residence status to a work-permitting category.

Application Process

Applications are submitted in person at the Spanish consulate or embassy with jurisdiction over the applicant's place of residence. The consulate processes the visa and forwards the residence authorization request to the relevant Immigration Office in Spain. All documents must be originals with copies; foreign documents must be apostilled and translated by a sworn translator. The legal processing time is up to 3 months. Upon approval, the visa must be collected in person within 2 months. After entering Spain (within 90 days of visa issuance), the holder must register on the municipal census (empadronamiento) and apply for a Foreigner Identity Card (TIE) within 1 month of arrival.

Links

Other Digital Nomad Visas in Europe

Country
Program
Income
Investment
Funds Required
Capital Required
Duration
Dependants

🇦🇱 Albania

Residence Permit for Pensioners

ALL 120,000 / month

1 year

Yes

🇦🇱 Albania

Residence Permit for Real Estate Owners

No minimum investment amo...

1 year

Yes

🇦🇱 Albania

Unique Permit for Digital Mobile Workers

No explicit statutory min...

1 year — 5 years

Yes

🇦🇱 Albania

Unique Permit for Investors

ALL 10,000,000 one-time

2 years — 3 years

Yes

🇦🇩 Andorra

Digital Nomad Residence Permit

$61,299 / year

2 years

Yes

🇦🇩 Andorra

Entrepreneur Residence Permit

1 year

Yes

🇦🇩 Andorra

Residence for Scientific, Cultural and Sporting Interest

$64,602 / year

2 years — 10 years

Yes

🇦🇩 Andorra

Residence Without Lucrative Activity

$1,176,471

2 years — 10 years

Yes

🇦🇹 Austria

Job Seeker Visa (Red-White-Red Card)

Must prove sufficient fun...

6 months

No

🇦🇹 Austria

Red-White-Red Card for Start-up Founders

$35,294

2 years — Permanent

Yes

🇦🇹 Austria

Settlement Permit — Artist

$18,480 / year

1 year — Permanent

Yes

🇦🇹 Austria

Settlement Permit Excluding Gainful Employment

$36,946 / year

1 year — Permanent

Yes

🇧🇾 Belarus

Hi-Tech Park Resident

No minimum capital invest...

1 year

Yes

🇧🇾 Belarus

Investor Permanent Residence Permit

$202,000

Permanent

Yes

🇧🇪 Belgium

Professional Card for Entrepreneur

$26,868

1 year — 5 years

Yes

🇧🇪 Belgium

Rentier Residence Permit

$18,551 / year

1 year

Yes

🇧🇬 Bulgaria

Continuous Residence Permit for Pensioners

$8,753 / year

1 year

Yes

🇧🇬 Bulgaria

Digital Nomad Residence Permit

$36,482 / year

1 year — 2 years

Yes

🇧🇬 Bulgaria

Investor Residence Permit

$602,353

1 year — Permanent

Yes

🇧🇬 Bulgaria

Startup Visa

$2,188

1 year — 3 years

Yes

🇭🇷 Croatia

Temporary Stay for Other Purposes (Property Ownership)

$11,167 / year

1 year

Yes

🇭🇷 Croatia

Temporary Stay of Digital Nomads

$46,518 / year

1 month — 18 months

Yes

🇨🇾 Cyprus

Category D Immigration Permit

Permanent

Yes

🇨🇾 Cyprus

Category F Immigration Permit

$11,266 / year

Permanent

Yes

🇨🇾 Cyprus

Digital Nomad Visa

$49,412 / year

1 year — 3 years

Yes

🇨🇾 Cyprus

Permanent Residence Permit for Investors

$352,941

Permanent

Yes

🇨🇾 Cyprus

Startup Visa

$23,529

3 years — 5 years

Yes

🇨🇿 Czech Republic

Digital Nomad Program

CZK 69,248 / month

1 year — 3 years

Yes

🇨🇿 Czech Republic

Long-Term Residence Permit for the Purpose of Investment

CZK 75,000,000 one-time

2 years

Yes

🇪🇪 Estonia

Digital Nomad Visa

$63,529 / year

90 days — 1 year

Yes

🇪🇪 Estonia

Residence Permit for Major Investor

$1,176,471

5 years — 10 years

Yes

🇪🇪 Estonia

Startup Visa

1 year — 5 years

Yes

🇫🇮 Finland

Residence Permit for Work in Culture or Arts

$20,654 / year

1 year — 4 years

Yes

🇫🇮 Finland

Startup Residence Permit

2 years — 4 years

Yes

🇫🇷 France

Carte de Sejour Temporaire Visiteur

$20,373 / year

1 year

Yes

🇫🇷 France

Talent Porteur de Projet — Business Creation

$35,294

4 years

Yes

🇫🇷 France

Talent Porteur de Projet — Direct Economic Investment

$352,941

4 years

Yes

🇫🇷 France

Talent Porteur de Projet — Innovative Economic Project (French Tech Visa)

No minimum investment req...

4 years

Yes

🇫🇷 France

Talent — Artistic and Cultural Profession

$18,015 / year

4 years

Yes

🇫🇷 France

Talent — International Reputation

4 years

Yes

🇩🇪 Germany

Opportunity Card (Chancenkarte)

Must prove sufficient fun...

1 year

No

🇩🇪 Germany

Freelance Residence Permit

No fixed statutory minimu...

1 year — 3 years

Yes

🇩🇪 Germany

Residence Permit for Financially Independent Persons

No fixed statutory minimu...

1 year — 3 years

Yes

🇩🇪 Germany

Self-Employment Residence Permit for Business Founders

No fixed statutory minimu...

1 year — 3 years

Yes

🇩🇪 Germany

Settlement Permit for Highly Qualified Professionals

Permanent

Yes

🇬🇷 Greece

Digital Nomad Visa

$49,412 / year

1 year — 2 years

Yes

🇬🇷 Greece

Golden Visa (Permanent Residence Permit for Investor)

$470,588

5 years — Permanent

Yes

🇬🇷 Greece

Residence Permit for Financially Independent Persons

$49,412 / year

3 years — Permanent

Yes

🇬🇷 Greece

Talent Visa

1 year

Yes

🇬🇬 Guernsey

Guernsey Entrepreneur Visa

$273,973

2 years — 5 years

Yes

🇬🇬 Guernsey

Guernsey Investor Visa

$1,369,863

2 years — 5 years

Yes

🇭🇺 Hungary

Guest Investor Residence Permit

$294,118

10 years

Yes

🇭🇺 Hungary

Guest Self-Employment Residence Permit

No fixed capital requirem...

1 year — 3 years

Yes

🇭🇺 Hungary

White Card

$42,353 / year

1 year — 2 years

No

🇮🇸 Iceland

Long-Term Visa for Remote Work

ISK 1,000,000 / month

90 days — 180 days

Yes

🇮🇪 Ireland

Stamp 0 (Person of Independent Means)

$58,824 / year

1 year

No

🇮🇪 Ireland

Start-Up Entrepreneur Programme (STEP)

$58,824

2 years — 5 years

Yes

🇮🇲 Isle of Man

Innovator Visa

$68,493

3 years — Permanent

Yes

🇮🇲 Isle of Man

Start-Up Visa

$1,295

2 years

Yes

🇮🇹 Italy

Digital Nomad Visa

$29,164 / year

1 year

Yes

🇮🇹 Italy

Elective Residence Visa

$36,471 / year

1 year — 2 years

Yes

🇮🇹 Italy

Investor Visa for Italy

$294,118

2 years — 3 years

Yes

🇮🇹 Italy

Italia Startup Visa

$58,824

1 year — 3 years

Yes

🇯🇪 Jersey

High Value Residency Programme

$4,794,521

Permanent

Yes

🇽🇰 Kosovo

Self-Employment Work Permit

No fixed minimum capital....

1 year — 5 years

Yes

🇱🇻 Latvia

Investor Residence Permit

$58,824

5 years

Yes

🇱🇻 Latvia

Long-Stay Visa for Remote Work

$59,478 / year

1 year — 2 years

No

🇱🇻 Latvia

Startup Visa

$3,294

3 years

Yes

🇱🇻 Latvia

Temporary Residence Permit for Pensioners

$15,544 / year

5 years

Yes

🇱🇮 Liechtenstein

Residence Permit Without Gainful Employment

CHF 100,000 / year

1 year

Yes

🇱🇹 Lithuania

Startup Visa

$1,176

1 year — 2 years

Yes

🇱🇺 Luxembourg

Investor Residence Permit

$588,235

3 years

Yes

🇱🇺 Luxembourg

Job Seeker Authorisation

Must prove sufficient res...

9 months

No

🇱🇺 Luxembourg

Residence Permit for Private Reasons

$38,174 / year

3 years

Yes

🇱🇺 Luxembourg

Self-Employed Worker Residence Permit

No fixed minimum — adequa...

3 years — 5 years

Yes

🇲🇹 Malta

Global Residence Programme

$17,647 / year

1 year — Permanent

Yes

🇲🇹 Malta

Malta Permanent Residence Programme

$80,000

Permanent

Yes

🇲🇹 Malta

Malta Retirement Programme

$8,824 / year

1 year — Permanent

Yes

🇲🇹 Malta

Nomad Residence Permit

$49,412 / year

1 year — 4 years

Yes

🇲🇹 Malta

Startup Residence Programme

$29,412

3 years — 8 years

Yes

🇲🇹 Malta

The Residence Programme

$17,647 / year

1 year — Permanent

Yes

🇲🇹 Malta

United Nations Pensions Programme

$11,765 / year

1 year — Permanent

Yes

🇲🇩 Moldova

Digital Nomad Visa

$35,788 / year

2 years

Yes

🇲🇩 Moldova

Investment Residence Permit

$31,765

2 years — 8 years

Yes

🇲🇨 Monaco

Residence Permit for Persons Without Professional Activity

No fixed minimum. Applica...

1 year — Permanent

Yes

🇲🇪 Montenegro

Digital Nomad Residence Permit

$28,376 / year

2 years — 4 years

Yes

🇲🇪 Montenegro

Temporary Residence and Work Permit for Entrepreneurs

No minimum capital requir...

1 year

Yes

🇲🇪 Montenegro

Temporary Residence Permit for Property Owners

$176,471

1 year

Yes

🇳🇱 Netherlands

Orientation Year Residence Permit

1 year

Yes

🇳🇱 Netherlands

Startup Residence Permit

$24,494 / month

1 year

Yes

🇲🇰 North Macedonia

Personal Work Permit for Self-Employment

No fixed minimum; must de...

1 year — 3 years

Yes

🇳🇴 Norway

Self-Employment Residence Permit

No fixed capital requirem...

1 year

Yes

🇵🇹 Portugal

D7 Passive Income Visa

$12,988 / year

2 years — Permanent

Yes

🇵🇹 Portugal

D8 Digital Nomad Visa

$51,953 / year

1 year

Yes

🇵🇹 Portugal

Golden Visa

$588,235

2 years — Permanent

Yes

🇵🇹 Portugal

Job Seeker Visa

$10,729 / month

120 days — 180 days

No

🇵🇹 Portugal

Residence Permit for Highly Qualified Activity

$22,744 / year

2 years — Permanent

Yes

🇵🇹 Portugal

StartUP Visa

$7,584

2 years — Permanent

Yes

🇷🇴 Romania

Digital Nomad Visa

$79,765 / year

6 months — 1 year

No

🇷🇴 Romania

Long-Stay Visa for Commercial Activities

$117,647

1 year — 3 years

Yes

🇷🇺 Russia

Impatriation Residence Permit

3 years — Permanent

Yes

🇷🇺 Russia

Investor Residence Permit

RUB 15,000,000 one-time

Permanent

Yes

🇸🇲 San Marino

Atypical Residence for Pensioners

$141,176 / year

10 years — Permanent

Yes

🇸🇲 San Marino

Elective Residence

$588,235

10 years — Permanent

Yes

🇸🇲 San Marino

High-Tech Startup Residence

$1

1 year — Permanent

Yes

🇷🇸 Serbia

Investor Temporary Residence Permit

$58,824

6 months — 3 years

Yes

🇷🇸 Serbia

Property Ownership Temporary Residence Permit

Ownership of residential ...

3 years

Yes

🇷🇸 Serbia

Startup Temporary Residence Permit

1 year — 3 years

Yes

🇷🇸 Serbia

Talent Temporary Residence Permit

1 year — 3 years

Yes

🇸🇰 Slovakia

Temporary Residence for Business Purpose

$33,427

3 years

Yes

🇸🇮 Slovenia

Temporary Residence Permit for Digital Nomads

$45,487 / year

1 year

Yes

🇸🇮 Slovenia

Temporary Residence Permit for Other Justified Reasons

$6,974 / year

1 year

Yes

🇪🇸 Spain

Entrepreneur Visa

No fixed capital requirem...

1 year — 3 years

Yes

🇪🇸 Spain

International Telework Visa

$33,431 / year

1 year — 3 years

Yes

🇪🇸 Spain

Non-Lucrative Residence Visa

$33,882 / year

1 year — 2 years

Yes

🇸🇪 Sweden

Residence Permit for Job Seeking

Must prove sufficient fun...

9 months — 1 year

Yes

🇸🇪 Sweden

Residence Permit for Highly Qualified Persons

9 months

No

🇸🇪 Sweden

Self-Employment Residence Permit

SEK 200,000 one-time

1 year — 2 years

Yes

🇨🇭 Switzerland

Residence Permit Without Gainful Employment

CHF 25,200 / year

1 year — 5 years

Yes

🇺🇦 Ukraine

Immigration Permit for Highly Qualified IT Specialists

Permanent

Yes

🇺🇦 Ukraine

Immigration Permit for Investors

$100,000

Permanent

Yes

🇺🇦 Ukraine

Temporary Residence Permit for Investors

$117,647

2 years

No

🇬🇧 United Kingdom

Global Talent Visa

1 year — 5 years

Yes

🇬🇧 United Kingdom

High Potential Individual Visa

2 years — 3 years

Yes

🇬🇧 United Kingdom

Innovator Founder Visa

No minimum investment req...

3 years — Permanent

Yes